The Zombie Life They Don’t Tell You About: Hacks on How to Get Unstuck

The Zombie Life They Don’t Tell You About: Hacks on How to Get Unstuck

By no means is this article to insult anyone for a particular way of life. Instead, it is meant to point out the truths and reality we are living in. It’s a wakeup call to trigger the internal motivation you need to get out of your comfort zone. Will you join me here for a couple of minutes as I, your caring financial consulting analyst, explain to you how you got stuck there and what you need to do get off the chain?

Thank you!

I hope that in a few minutes of reading this, you’ll feel more energetic, focused and determined to explore your potential beyond any visible or non-visible limits.

So, you are asking, “Where did I go wrong to reach a point whereby I feel like a slave to corporate job?” I feel you. I’ve interacted with many people who were in your current desperate situation at some point. Fortunately, with the right mindset, many have managed to defy all odds and risen to live up to their financial dreams.

In as much as you’d want to be hard on yourself, one thing you need to know is that you subconsciously got yourself into a seemingly standard system that have left many people disappointed like you.

The system

You grew up knowing being told that a college degree is all you need to secure a decent job. Who doesn’t like a good job? So, your parents or guardians took you to school. You worked very hard, attained good grades and fortunately, managed to go to college.

However, you and your parents couldn’t manage to raise all the college fees on your own. So, you took a student loan. You are already a serious debtor in your late teens or early twenties…huh! But luckily, you got a corporate job after college. Congratulations!

Your job is good enough to enable you buy or lease a new car on loan to get to work as a treat to yourself for getting that “good” job. So, you go ahead and do so. On the sorry side, you acquire more debt.

Also, you remember that the society expects a person of your caliber to live in a moderately lavish home. The idea prompts you to move out, and buy a bunch of stuff to furnish you place on credit. You acquire more debt.

While going through your pay slip, you realize that corporate is a grind because half your money goes to taxes with every paycheck. This is when you start dreaming of winning the lotto, cashing out in the stock market, casino, or hitting it big on that great business idea that has you’ve been deliberating on.

Time is moving. But you are still too comfortable (I don’t want to say ‘lazy’) and/or afraid to actualize your business idea. Instead, you go back to university to get a master’s degree in hopes of getting that job promotion and making more money. In the process, you acquire more debt.

Then you get married and in the process, you incur more debts in the name of holding wedding and maintaining your new family. Sadly, now that you have a family and so more responsibilities, you can’t have fun anymore.

With time, your family outgrows the tiny condo/apartment. So, you buy a home and furnish it through a loan. But isn’t it funny how mortgages are set up for 30yrs? It is conveniently designed to line up with your scheduled retirement. Don’t forget that your debt is soaring and is now like a lifetime thing.

You start saving for your kid’s college education, but with your already tight budget, the savings won’t be not enough. At the same time, your family grows and you want a bigger house on loan again. Your debt accumulates further.

You want you and your family to have fun, even if it’s once in blue moon. So, you try to save up for that big family vacation. Finally, you get that job promotion or the new job you’ve been praying for. At that point, the temptation of getting that fancy car or putting that pool in overcomes you. Unfortunately, this also makes your debt status worse.

Even as you continue with your struggles, you aren’t immune to misfortunes. Some crisis will come along and hit what little savings you have. But luckily, your kids manage to go to college. However, you have to minimize your life, especially the money-spending part, in preparation for your retirement from job. To make the matter worse, your money problems might prompt you to sell the big house you acquired and downsize your home assets.

The retirement period is now drawing nearer-about ten years to go. So, you have to capitalize on that last 10 years before 65, since those are your earning years. Besides, at this point your salary is big enough to cater for your moderate comfort. Better still, your living expenses are lower. As such, you can finally start saving for retirement.

By the time you are almost 70, your children are through with college education and possibly working. Therefore, they can manage to live by themselves. You can now afford to settle your remaining debt.

Nevertheless, your savings aren’t enough to sustain you (and perhaps with your spouse). If by good luck you come from a rich family or married into one, the rich elders might have left something for you. You can bank on the inheritance for your retirement. Otherwise, you’ll have to hope that your social security fund will make up the difference for which you couldn’t/didn’t save. This is where the generations after Gen-Z are screwed even harder.

You see that process? Your kids and other people around are observing and will want to emulate you because they are made to believe that it is the standard system that everyone ought to follow. So, consciously or subconsciously, you pass on the same “Wisdom” (really the same system) to your children.

If you can relate to any of these events or if they are part of your plan, then you’ve been a victim of the system in your life. But who designed this system we are all part of? It’s not like we can’t help it. We are stuck there because it is what we’re told to do from a very young age. It’s what all those years in school and college prepared us for. Hey! What is retirement anyway? Why am I told about this glorious achievement that I need to spend nearly my entire life working towards?

How to escape from the system

Are you tired of tired of being stuck to such a life that’s not on your terms? Do you want say no to living a life that someone else has already designed for you? If your answer is yes, you need to start reading from a different script.

Shift your focus to that person who is doing something or living life to the point where you question how can they do that or even think whatever they are doing is not possible. It’s time to start talking to that person because they are a system-hacker.

There are very few system hackers out there. However, when you come across one, you perhaps brush them over because you think they aren’t authentic or are pursuing impossibilities. It’s through observing and learning unique life approaches from such people that you’ll gradually change your mindset and embrace a new style of doing things. Eventually, you’ll find yourself achieving financial goals that seem impossible for you now.

Well, if you spend the time to read this article to the end hopefully your mind has been primed to now see the awareness of your reality.

Before you leave, I’d like to introduce myself. I’m Chris, a system hacker and coach who guides individuals through the financial struggles of life. Do you want to learn more about hacking the system and reaching financial freedom well before the standard time? I’m the guy to talk to. I won’t mind having a one-on-one talk with you even right now. I’m eager to lead you to your financial freedom through my wide range of financial and consulting services.