Personal Finance: Rhetorical Strategies in Smart Song’s “Money Management Rap”

Personal Finance: Rhetorical Strategies in Smart Song’s “Money Management Rap”

Money is the only thing we need to get everything we want. According to the song “Money management Rap” by Smart Songs recorded in 2014, the artists Shoeless Jeff and Scot Free are expressing their need to get money so that they can be able to control it. Getting money requires that you are employed under a company or an employer to be specific. The salary you will earn from the employment is the money you needed to control and not letting it control you, budget it spends it on your needs, and keep your account with some balance.

Throughout the song, the artists are trying to prove to the audience that employment is the way to go. The fact that they stick to employment as a way of earning is one aspect that appeals to ethos. At the beginning of the rap, the musicians are in the state of wishing to get money and control it. The artists mention the things money can help them or anyone else can achieve, including putting food on the table, pay for school fees, and live the life they have always wanted to live. The artists acknowledge that money will help them achieve their goals. They identify the microphone is one of the things they are dreaming about that money can help them achieve. In regards to job seeking, the artists are justifying their statement, “Money does not grow on trees,” implying that people need to work for money.

As a fulfillment of the courtesy of ethos, the artists are putting it forward, informing the audience that they have to build a good connection to their work. They are passing the message to all employees in different fields of the employment industry. Doctors, police officers, teachers, and car washers are some of the employees mentioned. Presumably, that was a small portion of the employees mentioned to represent the whole sector of employment. They are reminded to love and get attached to their work.

Adding to the ethos, the song is giving its audience the way to go once they have earned money. The song informs people to think of drafting a budget before getting to spend any money. The singers are advising people to plan from within their earnings. In this case, they are advocating for realistic budgets. They are suggesting that you must research hard before coming up with the final shopping list. The song puts across that some confusion often than not comes about when shopping time arrives.

In addition to the ethos, the song covers all issues on saving. In that regard, the artists are talking about opening up savings accounts. They are informing the listeners about the types of bank accounts they need to know about when they think of saving up some balances. At some point in the rap, the rappers are heard discouraging carrying liquid money or rather money in cash. As such, cheques and savings accounts are said to be much safer and also save up space and energy for carrying around bundles of money. In that connection, the song highlights something to do with loaning. They associate loans to banks provided a customer has been saving some cash in them, they are in the position of applying and getting a loan to buy a home or anything they need. In the end, the song teaches the investors about the loan interests as money to keep the banks in business and possibly form part of the profits for the banks.

Along with persuasive appeals, the rappers are appealing to pathos at the beginning of the song when they talk about money buying them everything they need. In that case, supporting their career in relation to money is evident through the need to buy a microphone. In other words, maybe or not, the microphone belongs to the studio or rather not theirs in general. It might be they are yearning for a better quality microphone. So, the audience can view the money from the perspective of supporting and lifting one’s life and career or business from that.

On the other hand, the rappers are talking about getting the money through employment. As a way of validating the pathos, they propose to every employee to like their work. If actually, we fail to love and become passionate about our jobs, we may not end p earning the money we need. They appreciate every situation; they don’t appear to discriminate against some jobs.

In the middle of the song, particularly between 1.55 and 2.35 minutes, the rappers are emphasizing on the likelihood of people losing direction with money when they land in lump sum cash. As a matter of pathos, the artists suggest that budgeting will get such issues aligned. Drafting budgets will always is the best way to prevent extravagance and spending on what may not be necessary. Towards the end of the song, savings accounts are mentioned. That is the point where individuals are expected to save money to build good credit reports for their future in case they might require a loan or mortgages.

In support of pathos, the song tells the loan applicants to be considerate of the interests placed on top of their loans. That is the amount required to support and sustain banks. It is never a punishment. Through this information, the artists are equipping the listeners and prospective loan borrowers with a positive attitude towards loans. However, when the singers are talking about realistic budgets, most of the people fail terribly when they earn money. Always, organization and specified planning gives the best result by the end of the day.

Additionally, the song follows a particular order while seeking to achieve the main goal to illustrate the strategies in the quest if getting money. In the beginning, the artists give a picture of how it looks like having money. That signifies a strong appeal to logos. It takes a job to get money. Without a job, one is not in a position to get any money. However, getting a job is one thing, sustaining the job is another. The rappers, through their advocacy “, enjoy your job,” imply that a positive attitude is the best aspect to keep your job.  If at all one hates their job, they are going to be underperformers, or in some instances, they find themselves getting fired. According to the song, budgeting and saving is an indication of organization and consideration of future uncertainties.  For sure, savings tend to rescue when we fall into financial crises. And in the end, the song educates the listeners that banks are the best places to keep our money.  By so doing, the rappers logically inform the listeners that they are able to build reputable financial reports that will eventually offer them an opportunity to borrow huge loans such as mortgage loans. That is true of every other bank. Without a sound financial statement, a borrower is not able to secure any loans.

In general, the song introduces the listeners as if it is about to talk about a variety of ways through which they can earn money. Ironically it sticks to employment alone and begins to focus more on how to manage money once an employee has made it. The rappers in the song express the real truth and the ultimate feeling when you have the money to spend on everything you need. Nevertheless, the song is successful at delivering the message. The chronology of events from getting a job to earning the salary and eventually planning and spending the money is well managed. The song presents the best strategies for managing the money earned through employment successfully to fit spending and having some amount remaining for savings at the end of the day.