The Regional Geography of Canada Introduction Robert Bone in his book, “The Regional Geography of Canada,” introduced the different six regional existing in Canada which includes Ontario, Atlantic Canada, Western Canada, British Colombia, The Territorial North and Quebec. Generally, he addresses the historical, population and the exquisite location of each region which introduces the dynamic nature of each region. Indeed, the features not only generate a mindset in identifying the six regions but also allows an individual explore further the regions’ physical, cultural, social and economic features every region has specifically (Bone, Robert M, 2018). This essay tends to appreciate the unique diversity of the regional geography of Canada by providing a summary of the key attributes of one region; Atlantic Canada. The Dynamic Nature and Historical Features of Atlantic Canada Atlantic Canada sometimes known as Atlantic Provinces according to Robert Bone, a professor in the Saskatchewan University, comprises of four provinces occupying Atlantic Coast. The four namely Nova Scotia, New Brunswick, Prince Edward Island and Newfoundland and Labrador provinces together consist of 2.333 million people as per 2016.…

In the past few years, the forex industry has been experiencing an increase in a new type of brokers known as the Electronic Communication Network (ECN). These brokers are allowing clients to interact with each other or with third parties. Usually, the minimum amount required for ECN accounts is higher than in regular forex accounts. However, there are a lot of benefits to using an ECN account. For instance, you will be able to lower and scalp the spreads. Read on to find what ECN brokers are, how they work, the difference between ECN and Standard accounts, and some of the best ECN brokers in the market. What are ECN brokers? Electronic Communications Network (ECN) brokers have been becoming very popular in the recent past. They are classified under the non-dealing desk types of brokers together with Straight Through Processing (STP) and Direct Market Access (DMA). They execute the client’s trades by matching them with other clients and third-parties, who act as counterparties. In contrast, dealing desk brokers serves as the counterparties on the other side of the trade. This…

Analysis of the Film, The Truman Film Step 1: Introduction This film-philosophy is a paper that majors on analyzing the movie, The Truman Film, and examine the philosophical theories that explain the difference between right and wrong (.  The Truman Film was first released in 1988. Niccol Andrew directed it. The film revolves around Truman Burbank, the start of the entire show who spends most of his time in the seaside town of Seahaven island (Niccol 9). The produces of this show discourage Truman from leaving this city by instilling fear in him. All the people living in this city are actors. Christof is another character who happens to be the producer of most films. He opts to capture Truman’s real behavior and emotion and displays to the audience relatable everyman. Despite the producer’s control, he could not predict all the emotions and behaviors of Truman. First, Truman wanted to fall in love With Meryl, but he ends up falling for Sylvia. Sylvia becomes part of the Free Truman campaign. Later on, Truman notices strange occurrences. He observes a man…

Banks face many issues in their journey to digital transformation. Based on the report provided, the most critical facing banks in their journey to digital transformation include fraud, cybercrime, and lack of enough technical ability of employees to implement the new systems. Organizations need to deal with these issues to avoid losing customers as they transform their financial services and products. Fraud is a crime carried out to gain financial advantage. Organizations undergoing digital transformation may expose their customers’ funds to fraud. People can hack the organization’s systems and steal money from the organization. During the creation of opportunities to lower the costs due to increased efficiency and experience of customers, banks may create inroads for the fraudsters. The fraudsters use technology to steal credit and debit card information allowing them to access the customers’ debit accounts and create fraudulent accounts using the stolen identity. This affects the image of the banks and, as a result, increases the attrition rate. For instance, in Australia, the data provided shows that the fraudsters compromised 67 % of customers’ credit/debit card information. The…

Beginners Guide to Blockchain With the ballooning in the crypto space in recent times, blockchain technology has become the next big thing in the business world. Cryptocurrency enthusiasts have led humankind into the revelation of this concept that has changed payments and transactions across the globe. But what exactly is the blockchain? It is likely to find yourself raveled in the talk about the blockchain technology, which is why this piece is for you. This guide is going to become your ultimate guide to not only understanding the concept but also how you can reap from the technology.   What is Blockchain? Everything you know is composed of smaller pieces that make up the complete piece. Similarly, the blockchain technology contains blocks that the system edits and shares to the chain for use in transactions. The blockchain technology is a system that not only supports cryptocurrencies such as Bitcoin and Ethereum. It also supports the management and sharing of data. The blockchain technology is a way in which one can save and move data across the internet. Take it. For…

Break a Norm Experiment Essay In a sociological context, the Deviance describes actions that violate the socially accepted norms. Deviance can be a crime against a formally enacted law and violation of social norms that are prescribed informally. Deviance is a cross-cultural activity as all the cultures contain a set of prescribed standards and accepted behavior in them. In this experiment, I have chosen to deviate from the social norm of personal space. It is known in history that the personal space is one of those social norms that are very important for interactivity, and which should be respected too. A zone of physical proximity exists, which allows people to experience a great deal of contact when with others. Upon breaking into this zone, it becomes socially awkward for such people one breaks their space, especially if one is a stranger. I have therefore decided to break this norm for its easiness to break and the dire need for the experience that comes with the action. There are multiple ways through which a person can invade other people’s personal space.…

COMMERCIAL BANKING Executive summary Crisis in global finance compelled the banking industry to enter into the economic cycle while in the last phase. As such, top-line revenue decreased in growth to 4% in 2018, depicting a slow start to economic developments. Based on McKinsey’s research, the yield curves are increasingly being flattened due to fluctuations in valuations leading to weakening confidence in the banking sector. Banks have, therefore, undergone a series of cycles due to fluctuations in return on tangible equity (ROTE). Domicile has proved to be beyond the bank’s control since it takes quite a period of time to achieve stipulated partnerships and acquisitions. The review by McKinsey shows that returns accrued from tangible equity reduced to 14.1% in 2018 as compared to 20% in 2013. Therefore, banks have aspirations to create value due to its necessity to achieve sustainability in the banking industry. Abstract Commercial banking is a system that provides consumer services like making deposits, offering loans, and basic investment products. Commercial banking carries its operations based on for-profit businesses (Mikes, 2011). Commercial banking raises questions on…

why student loan debts should be discharged for bankruptcy In the United States, a large number of populations represent unpaid student loan debts. The government loses a lot of money from outstanding student’s loans. Many people are held back from progressing economically due to the student’s loan debts.  Making the student’s loan debt bankruptcy is an appealing move. It would mean that students do not have to worry about paying back when they leave college. This would give them a chance to progress constructively without fear of being held back. It would also give them a fresh start. This would also ensure the wealth disparity among the black and white folks is bridged. However, some argue that making student loan bankruptcy is a dangerous move. It would encourage unlimited borrowing, which shall raise tuition fees. More so, they hold that such a move could encourage borrowing without the intention of paying back. This would make the government lose a lot of revenue. Nevertheless, I believe an amicable solution could be reached to harmonize discharging student loan debts into bankruptcy. This…

Scotiabank-Kabbage partnership Question 1: What are the success factors in the Scotiabank-Kabbage partnership? Organizations come up with partnerships so that they can benefit (Bergart, 2015). Some partnerships succeed, while others fail. The failure or success of a partnership is brought about by some factors. The Scotiabank- Kabbage partnership succeeded due to some factors. First of all, the two organizations supported each other. Scotiabank was able to cooperate with Kabbage, which is an online financial technology company. Through cooperation, Scotiabank was able to learn how to work with a fintech partner. The bank majorly deals with large businesses, but with the partnership, it was able to learn an innovative way to lend money to small businesses. The other success factor was trust. Kabbage explained how the product and the business model would work. By so doing, Stewart and his colleagues trusted Kabbage. So, they decided to work with it, and later on, it succeeded. It is worth noting that without trust and cooperation, a partnership cannot succeed. Question 2: Under what condition is the same model applicable? When will the Scotiabank-Kabbage…

 establishment of a bank for the United States 3-4 pages 1-inch margins 12 dpi font Double-space Must follow MLA Formatting for In-Text Citations and Works Cited section It has to be based on this information Whereas it is conceived that the establishment of a bank for the United States, upon a foundation sufficiently extensive to answer the purposes intended thereby, and at the same time upon the principles which afford adequate security for an upright and prudent administration thereof, will be very conducive to the successful conducting of the national finances; will tend to give facility to the obtaining of loans, for the use of the government, in sudden emergencies; and will be productive of considerable advantages to trade and industry in general: SECTION 1. [unique_solution]Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That a bank of the United States shall be established; Bank Bill of 1791 Document B Section 1. Be it enacted That if any persons shall unlawfully combine or conspire together, with intent to oppose any…