What are the several considerations to purchase a good UTV battery? Almost everyone knows about Utility Task Vehicles (UTV). They are a popular choice of people whose professions or businesses requires energy for moving loads over a distance. ATVs are very common, as well. However, more people are aware of the use of UTVs. Choosing a battery for a UTV is very important. Talking about selecting UTV batteries, it’s important to note that these vehicles bank heavily on battery energy for running. They are not like motorbikes that have a kick start performance. UTVs rely on a more powerful power resource. This is an excellent reason to purchase the best battery that you can afford for the best performance of your UTV. People who have UTVs usually purchase maintenance-free batteries. Several UTV battery models are sealed and do not need any maintenance. The fact that they don’t use acid water does away with the need to refill. Below, we are going to discuss how to select the best utv battery. How sturdy is the battery casing It is a fact…

The rates of WACC In the given situation, the initial WACC is 13%, while the new WACC is just 3.5%. At a 10% projected rate of return, the company can opt for the suggestion as the WACC proposed by Harriet is just 3.5%, much less than the risk-free rate. Using 50% of capital from debt and the remaining from retained earning appears to be a great option since there will be lower cash outflow. Cash liquidity and the tax benefits of debt are crucial for business. In the case of capital projects, there is not a predefined cost of capital. Capital cost considers what the sources of funds are and where and how they can be obtained, be it bonds, equity, or retained earnings. The project comes with high inherent risk as the project products are slowing down the sales. In the case of reduced sales, breaking even with the debt will be impossible. The choice of going for the debt cost only will not be a great option as the organization must take the retained earnings into consideration. It…

Worldwide economic recession of 2009 As per the given article, the great recession of 2009 was caused by the policies of the United States government. The housing policies of the government had resulted in the money of the federal banks getting concentrated around the housing sectors. This was primarily because the government wanted most of the population to buy homes. The government also lowered the lending standards, which resulted in the housing financial bubble getting inflated with time. The governments then encouraged firms to buy riskier mortgages, which became a liability once the pricing fell in 2008. As a result, the financial firms on which the government relied on loans and mortgages, collapsed one by one. Some of the notable examples are Freddy Mac and Fannie Mae, which helped the governments in providing affordable housing plans in 1992. The investment made by these financial institutions became bad once the housing prices began to decline, and the loans started to default at higher interest rates. In the given article, the author states that the worldwide economic recession of 2009 was caused…

How Risk Resulted in Bankruptcy of Lehman Brothers Introduction Risk management involves identification of possible risks in advance, carry out all the analysis and precautionary steps that are directed towards identifying the possible solution to gab curd or reduce the risk. For example, a decision on investment expose an organization to various financial risk that might later result of failure if not well managed or growth of the is all the requirement are put in place. An example of risk an organization can experience in Bankruptcy. Therefore, for an organization to conserve and reduce the exposure to absolute investment risk like Bankruptcy, the board of management carries out risk management frequently (Williams, 2019). Lehman Brothers’ failure or Bankruptcy was because the board of management exposed the organization to financial risk. The corporate governance of Lehman Brothers banks was fragile and failed to protect the banks against the excessive taking of risks. The management blamed the economic crisis for being responsible for the Bankruptcy of the Bank. The Lehman Brother bank was exposed to financial risk dues to weakness incorporate risk…

The Covid-19 virus pandemic The Covid-19 virus pandemic is a current issue affecting almost every country in the world. The virus was reported first in China in December 2019, but early January started spreading to the other parts of the world. It has caused a lot of deaths in various countries in Europe. Lately, the virus has spread in the U.S., causing many negative impacts. This has led to the need for significant financial intervention by the government and private sectors. In March 2020, Amazon announced to donate $1 million to four Washington DC community groups to support the people who have been impacted by the covid-19 virus in Washington D.C. The groups include Arlington Community Foundation, ACT for Alexandria, Greater Washington Community Foundation and Community Foundation for Northern Virginia. The groups will use the funds to buy food, offer shelter and emergence assistance to the needy people in the state. Furthermore, Amazon is actively donating cash to food banks that help the most vulnerable population in Washington. The cash banks include D.C. Central Kitchen, Capital Area Food Bank, Martha’s…

2020 People’s Bank of China (PBoC) Working Conference In the 2020 People’s Bank of China (PBoC) Working Conference that held in Beijing from the 2nd to 3rd of January, the Bank stated that the work on the fiat digital currencies was progressed “smoothly” in 2019 and research and development to bring the digital currency to market will continue during 2020.   The PBoC has established that one of their primary goals moving into 2020 was to strengthen their research and development of financial technology at the forefront of which lies the digital currency system that has purportedly been in the works since 2014. The Bank hopes to layout development plans for financial technology, establish and improve upon the present regulations system for financial technology supervision, and refine the testing of financial technology innovation.   The development of the National Digital Currency is China’s bet on being able to let the government retain control of the supply of money and also to monitor and regulate fund distribution. It would replace the “paper” money and help the government track the flow of…

How does bankruptcy impact your homeownership No one has ever wished to file bankruptcy. However, sometimes you may need to file it if you do have any other alternative. The most crucial thing is to understand your options and how they will affect your existing mortgage or future ability to secure home loan financing. The best way to get access to this information is to talk to an attorney. Contact Philadelphia foreclosure lawyer, and you will get all the advice you need before making any decision. You should also understand the two different types of bankruptcy; Chapter 7 and Chapter 13. Chapter 7 bankruptcy wipes out many or all your debts. This option may even force you to sell or liquidate some of your property so that you can pay back some debt. Chapter 13 is like a repayment plan. Chapter 13 allows you to create an arrangement with the bankruptcy court on how you will repay those you owe. Depending on what you can afford, chapter 13 may pay some debts in full. Read on to discover how bankruptcy…

 Fed’s balance sheet The composition of the Fed’s balance sheet is a crucial aspect of monetary policy at the time of crisis because it indicates how much liquidity and flexibility the Fed has to aid to spring the economy. When the Fed has a significant amount of debt and little in liquidity, it will be in a tough position during a crisis and may not be able to boost the economy (Plosser, 2018). They will also have limited tax revenue during a crisis, so it could increase the debt that is taken on by the Fed. By purchasing specific kind of securities, the Fed can affect interest rates and liquidity in specific sectors of credit and financial markets, thus offering a more surgical provision of liquidity where it may be needed the most (as opposed to typical open market purchases, which add reserves to the global banking system). For instance, in relation to the global financial crisis, the Fed bought a significant amount of mortgage-backed securities from the government-sponsored enterprises, which assisted in lowering mortgage rates and support the housing…

STEP THREE: BUILDING THE DECISION   GATHERING INFORMATION   The purpose of this week’s brainstorming discussions is to address the type of information PPO needs to gather in coming up with creative alternatives to use in the MDQ decision making model. Useful information involves researching anything that the manager needs to know that might influence the decision making process. This includes experience from past or future situations as well as factual information. Even though the manager has no control over future events, information needs to be gathered to anticipate outcomes, consequences or actions when acting on PPO’s alternatives. Discuss in one paragraph the type of information the manager needs to gather for PPO.  Discuss the biases and traps that should be avoided. Create FOUR possible alternatives for PPO. Discuss each of these alternatives in separate paragraphs by explaining the alternative in detail, pointing out the biases, and potential consequences.   CREATING ALTERNATIVES:   In Building the Decision, the manager will create FOUR viable alternatives. The case study mentions several obvious alternatives, such as:   Obtaining a bank loan Applying for…

 MGMT 4043:  Individual Strategic Supply Chain Assignment   Your Role:       Congratulations!  You are on the verge of starting up a company.  A very exciting time indeed!  As the CEO and president of the company, you find yourself very busy and consumed by product and service development.  Often, supply chain development is not considered at the start of the process however you quickly realize, after enrolling in MGMT4043, that your company’s supply chain may be responsible for up to 80% of your expenditures and any error in supply chain management, may quickly erode any profit your company may earn. In fact, mismanagement for your supply chain, may even force your company into bankruptcy and closure.   You Task:        Taking into consideration your company/potential company/idea for a company as a case study,  provide an analyse of your company as it relates to supply chain.  Using the “How to Analyze a Case” as a framework for your paper, you are required to assess, recommend and develop a supply chain strategy specific to your company or idea.  The following are decision areas, as taken…