Fed’s balance sheet The composition of the Fed’s balance sheet is a crucial aspect of monetary policy at the time of crisis because it indicates how much liquidity and flexibility the Fed has to aid to spring the economy. When the Fed has a significant amount of debt and little in liquidity, it will be in a tough position during a crisis and may not be able to boost the economy (Plosser, 2018). They will also have limited tax revenue during a crisis, so it could increase the debt that is taken on by the Fed. By purchasing specific kind of securities, the Fed can affect interest rates and liquidity in specific sectors of credit and financial markets, thus offering a more surgical provision of liquidity where it may be needed the most (as opposed to typical open market purchases, which add reserves to the global banking system). For instance, in relation to the global financial crisis, the Fed bought a significant amount of mortgage-backed securities from the government-sponsored enterprises, which assisted in lowering mortgage rates and support the housing…
STEP THREE: BUILDING THE DECISION GATHERING INFORMATION The purpose of this week’s brainstorming discussions is to address the type of information PPO needs to gather in coming up with creative alternatives to use in the MDQ decision making model. Useful information involves researching anything that the manager needs to know that might influence the decision making process. This includes experience from past or future situations as well as factual information. Even though the manager has no control over future events, information needs to be gathered to anticipate outcomes, consequences or actions when acting on PPO’s alternatives. Discuss in one paragraph the type of information the manager needs to gather for PPO. Discuss the biases and traps that should be avoided. Create FOUR possible alternatives for PPO. Discuss each of these alternatives in separate paragraphs by explaining the alternative in detail, pointing out the biases, and potential consequences. CREATING ALTERNATIVES: In Building the Decision, the manager will create FOUR viable alternatives. The case study mentions several obvious alternatives, such as: Obtaining a bank loan Applying for…
MGMT 4043: Individual Strategic Supply Chain Assignment Your Role: Congratulations! You are on the verge of starting up a company. A very exciting time indeed! As the CEO and president of the company, you find yourself very busy and consumed by product and service development. Often, supply chain development is not considered at the start of the process however you quickly realize, after enrolling in MGMT4043, that your company’s supply chain may be responsible for up to 80% of your expenditures and any error in supply chain management, may quickly erode any profit your company may earn. In fact, mismanagement for your supply chain, may even force your company into bankruptcy and closure. You Task: Taking into consideration your company/potential company/idea for a company as a case study, provide an analyse of your company as it relates to supply chain. Using the “How to Analyze a Case” as a framework for your paper, you are required to assess, recommend and develop a supply chain strategy specific to your company or idea. The following are decision areas, as taken…
MGMT 4043: Individual Strategic Supply Chain Assignment Your Role: Congratulations! You are on the verge of starting up a company. A very exciting time indeed! As the CEO and president of the company, you find yourself very busy and consumed by product and service development. Often, supply chain development is not considered at the start of the process however you quickly realize, after enrolling in MGMT4043, that your company’s supply chain may be responsible for up to 80% of your expenditures and any error in supply chain management, may quickly erode any profit your company may earn. In fact, mismanagement for your supply chain, may even force your company into bankruptcy and closure. You Task: Taking into consideration your company/potential company/idea for a company as a case study, provide an analyse of your company as it relates to supply chain. Using the “How to Analyze a Case” as a framework for your paper, you are required to assess, recommend and develop a supply chain strategy specific to your company or idea. The following are decision areas, as taken…
Buying a home Part 1 Assumptions: USD Cost of house 300000 Deed Tax 4% Stamp Tax 0.05% Transfer Tax 0.50% Deposit 30% of purchase cost Repayment Period 20 Months reducing balance Loan Interest ® 4.05% Purchase cost = cost of house + Deed Tax + Stamp Tax + Transfer Tax Purchase cost = 300,000 + (4%*300,000) + (0.05%*300,000) + (0.5% * 300,000) Total Purchase costs = 313650 Deposit = 30%*300,000 = 90000 Balance after deposit = Total purchase costs – deposit Balance after deposit = 313650 – 90000 = 223650 Installment = Loan Amount /((1-(1+r)^-n)/r) Installment = Loan Amount /((1-(1+r)^-n)/r) = 16529.502 Loan Repayment Schedule Month Loan at Start Installment Interest Principal Loan at End 1 223,650.00 16,529.50 9,057.83 7,471.68 216,178.32 2 216,178.32 16,529.50 8,755.22 7,774.28 208,404.04 3 208,404.04 16,529.50 8,440.36 8,089.14 200,314.91 4 200,314.91 16,529.50 8,112.75 8,416.75 191,898.16 5 191,898.16 16,529.50 7,771.88 8,757.63 183,140.53 6 183,140.53 16,529.50 7,417.19 9,112.31 174,028.22 7 174,028.22 16,529.50 7,048.14 9,481.36 164,546.86 8 164,546.86 16,529.50 6,664.15 9,865.35 154,681.51 9 154,681.51 16,529.50 6,264.60 10,264.90 144,416.61 10 144,416.61 16,529.50 5,848.87 10,680.63 133,735.98 11 133,735.98 16,529.50 5,416.31 11,113.19…
San Diego Bankruptcy Attorney – (Bankruptcy) Mechanic’s Liens and Bankruptcy When you are a supplier of construction materials, a contractor, or a subcontractor, you take a risk working with a developer, especially when they fail to pay you. Mechanics lien in California is an essential tool for those in the construction industry to protect themselves against unpaid construction debts. The purpose of having a mechanic’s lien is to enable the forceful selling of the particular property to get paid. However, to obtain a mechanics lien against a specific property, it is a legal process that requires filing a petition in a bankruptcy court. If you notice a developer is having challenges paying your debt for the construction, you must move with speed to protect your liability. Find a bankruptcy lawyer that will help you file a mechanic’s liens to avoid losing your money. At San Diego Bankruptcy Attorney, we have helped many clients avoid losing money by filing a mechanic’s lien on their behalf. Overview of Mechanic’s Lien Construction materials cost a lot of money just as the money contractors…
The World Bank and IMF are in Crisis: It’s Time to Push a Radical New Vision The article by David Adler and Yanis Varoufakis was published to indicate the necessity for changes at the mission of the World Bank and the IMF. The publication came at the time when Jim Yong had stepped down as the president of the World Bank three and a half years before completion of his contract. Both the World Bank and the International Monetary Fund (IMF) are the two remaining institutions of the Bretton Woods System that had been established in 1944 after an agreement among the United States, Canada, Western European countries, Japan, and Australia. The system that relied heavily on a fixed exchange rate regime had led to the effectiveness of the capitalist system in the 1950s and 1960s. The system led global finance along ‘Atlanticist’ lines whereby the European countries chose the managing director of the IMF while the U.S. selected the head of the World Bank. The exit of Jim Yong presents the organizations an opportunity to establish a new vision.…
cryptocurrencies In today’s world, no investment can be considered 100% safe. Cryptocurrency, just like any other investment, has an element of risk. So, there can be no one answer as to whether cryptocurrency is safe to buy or not. Anyone looking to invest in cryptocurrency should only risk the amount he/she can afford to lose on this technology. Some people make huge mistakes by investing all their money on cryptocurrency without considering the risks involved. Besides cryptocurrencies being incredibly unpredictable, they are yet to adapt in today’s market, and this is likely to take a decade or a few years for them to stabilize. But buying cryptocurrency, it would be wise if you can do in-depth research about the technology to determine whether it is worthy of risking your money or not. This is the only way you can make an informed decision regarding cryptocurrency.. Here are the reasons why it’s no longer safe to buy cryptocurrency: Regulatory Concerns To date, people from all corners of the world are getting enlighted about what cryptocurrencies are and…
Ways of Improving Your Credit Score Credit scores are an important tool used by creditors to determine your fiscal responsibility. The higher your credit score, the higher your chances of getting creditors to fund your current activities and needs so that you can pay later. Therefore, having a high credit score is a right way of having some financial security to be able to do what you want to do even if you do not have the cash at the moment. Credit score reports usually have a list of factors that contribute to your score. From this, you can identify what is bringing your score down and consequently find ways of improving your score. Luckily, there are several steps you can take to this effect. Discussed below are some of the steps you can take. Keep your old cards Keeping your old unused cards active can go a long way in helping you to improve your credit score. However, you should only consider this option if you are not required to pay any yearly fees as a result of the…
The white-collar villain The white-collar villain is a wide range of offences that are performed through deception and motivated by economic benefit. The ordinary forms of white-collar offences include but are not limited to money laundering, embezzlement along with fraud. Many of the white-collar offences are usually cumbersome to litigate since the criminals habitually use complex means to hide their practices by a number of deals. Despite the difficulties in prosecuting the criminals involved in white-collar crime, their prosecution is usually assisted by the whistleblowers who report the internal wrongdoing. Whistleblowing is very instrumental in the trial of the criminals involved in white-collar crime since whistleblowers typically offer evidence which helps in the prosecution of the perpetrators of white-collar offence. This paper is purposed to give an evaluation of the white-collar offence along with the traditional street offences to locate the reason why the public policy in the USA drives criminal law to penalize the offenders. Overview of the issue White-collar crime in the USA is associated with substantial financial losses incurred by the country. The report by the USA…