The Greater Lansing Food Bank Across the world, various communities have common cultures and behaviors that determine the mode of lifestyle they adopt. With the emergence of the COVID 19 spread across countries, The Greater Lansing Food Bank is considered among the mobile food distribution events holders in the entire lancing tri-county monthly. Increasing food demand and isolation needs in regions affected by the Covid 19 virus, as well as the recommendation of avoiding social interaction, has increased the relevance of the promotion of The Greater Lansing Food Bank project. The specific elements addressed in this report include the evaluation of the type of services offered by The Greater Lansing Food Bank, the engagement of the Lancing Foodbank and interculturalism, and the demonstration of leadership philosophy. The Greater Lansing Food Bank is essential in lowering the prevalence rate of Covid 19 as stipulated by the world health organization in the Lancing Region. The emergency of the Covid 19 virus has promoted the need for making an online payment, distribution of food products to homes, and reducing contacts among population members.…

Finance, Accounting, and Banking Financial information and ratios are critical to any investor.  The different ratios, together with the business information, may give a clear picture of the actual position of the company and where the company may be in a given number of years.  Among the different ratios, the profit margin ratios, inventory turnover, and the debts to total assets ratios as the three ratios are most important in determining the preferred investment. The average collection period, quick ratio, and receivable turnover, on the other hand, are the least important in determining the preferred type of investment. The profit margin ratio is essential since it gives any investor vital information on the profit that a company gains from sales. Despite a large number of sales, the ratio aids one determining the actual profit, which investors must be keen on before investing. Inventory turnover importance in investments is the fact that it gives information on the number of times that a company has sold and replaced its inventory (Rusdiyanto et al., 2019). Demand is key to any viable company’s future.…

Deutsche Bank Fall The case study presents the challenges faced by Deutsche Bank in providing the correct information from their financial results. All of these factors had linked to management, organization and technology that helped to the issue. The information systems in the bank have been obsolete, preventing them from analyzing complex financial data to provide their services. Furthermore, the company underwent several fusions and acquisitions, which stopped management from making the necessary technical changes to integrate its information systems. This is because the requisite effort and coordination were too high, leading inevitably to the convergence of many incompatible technologies. Ultimately, Deutsche bank lacked an actively organized corporate stability and disaster management and other necessary supervisory processes in place. Because of this, bank leaders were unable to properly cope with the challenges they faced. Appropriate technology, senior management support and proper planning were the main factors that contributed to the issue. Deutsche Bank informational technology was crucial to help in processing data for the variety of financial services offered. Any of which included the management of a wide range of…

Credit Risk and Banking Regulation Introduction Credit risk is a liability default that results as the borrower fails to make the due payments (Livne et al., 2018). Banking regulation, on the other hand, is a kind of control by the government which places banks to some specific requirements, limits, and procedures meant to ensure transparency in the market among banking entities and other organizations which operate a business, among many others. Credit modeling is essential for financial institutions as it helps them improve their businesses and also improve customer service (Nolde, 2017). The banks are also able to manage the risks of default payments because suppose banks fail to plan for this, then they may be subjected to a big pool of credit exposures. And banks are capable of determining the background of the borrower seeking for the loan (Cimon, 2019). This paper entails looking at the elements of the Basel regulatory framework, the items to be considered during its implementation. Also, focus on some regional differences during its execution i.e., between non-EU territories and EU territories. The reforms introduced…

Patient’s lifestyle Dear Jillian I find your post very insightful. At the same time, I think that some of your assertions are not entirely true. For example, you have indicated that you would recommend antibiotics for the urinary tract infections suffered by the patient in question as a result of his benign prostatic hyperplasia (BPH). From the case study, the symptoms associated with BPH are affecting the patient’s quality of life, as evidenced in the way he is forced to keep waking up several times during the night to urinate. The symptoms suffered by the patient in question demonstrate that his BPH has reached the acute stage. According to Foo (2017), acute BPH entails recurrent urinary tract infections and bothersome symptoms, such as chronic or acute retention of urine. In your treatment plan for the patient, you have recommended only antibiotics. However, a patient with BPH may need to be presented with the option of surgery (Foo, 2017). Besides, the specific drugs you recommend for the management of complications or symptoms associated with BPH should be determined by the results…

The hair Hair plays a more significant role in portraying the image people see. Hair has a sense of image, it has been recognised as a tool of political statement. Many black women struggle with the issue of hair appearance;hence it is considered as one of their weakness in politics.There is a need for all black Americans to accept the fact that as much as they are different, they have the same rights as the other races. Taking themselves will be the first step for them being winners in politics.If black women want to win in politics, then they should be confident with their hair and skin colour. Through accepting the image of their hair,being confident, and being courageous to face criticism, black women will show the world a positive political statement. Here is the importance of accepting the image of their hair, “Though today the Afro has a less political meaning, in the late 1960s it was associated with both a movement and a black woman. The movement was black power…” (Banks 15). It shows how the style of…

Policy Brief on effects of investment to the governor and staff of the Bank of Canada Introduction In order to stir or slow down economic growth, the Bank of Canada manipulates the interest rates, by either increasing or lowering it, therefore, curtailing investment or encouraging investment in the process. However, there have been growing debate whether interest rates manipulation by the Bank of Canada affects investment in the country. According to an analysis by the Economist, although interest rates movements play some role in the investment of firms in the economy, factors such as profitability and value of shares play a much bigger role than interest rates[1]. Therefore, government measures such as tax rates and regulation affect investment of firms more than interest rates due to their direct impact on the firm’s profitability and value of shares. This policy brief will provide a comprehensive analysis of the effects of investment to the governor and staff of the Bank of Canada by focusing on the effects of demand shocks and the level of monetary policy aggressiveness. Monetary Policy Implications Short-term output…

China and Japan have been at the forefront of Fintech expansion and innovation. How has the Fintech sector transformed all segments of the banking industry in Asia? Fintech aims to improve the delivery of financial services by eliminating traditional financial methods. Fintech aims to achieve this through the incorporation of technology is an industry that can be described as continually emerging and evolving. Modern technology incorporated includes the use of smartphones to perform activities like mobile banking as well as the use of the cryptocurrency that makes financial services accessible to people locally and globally. These two countries China and Japan, have been at the forefront of the innovation and expansion of the Fintech technologies. In the two countries, Fintech influence continues to increase, and projected numbers show an increase from $26.67 billion to over $55.33 billion. Despite these markets being volatile, China and Japan have invested in modern technology that helped them continue to achieve success locally and globally. Through such success, many investors realize the benefits that financial technology can bring to businesses in both developed and developing…

Commercial Bank Student’s Name Institutional Affiliation Course Name Professor Due Date     Commercial Banks Commercial banks are institutions that perform the function of accepting deposits and giving loans to the members of the public for investment purposes. Commercial banks are banks that are accessible to the members of the public. They offer services to the general members of the public and other companies. There are different types of commercial banks based on the function the bank performs, type of the bank, and other functions such as the kind of services that commercial banks perform and banking channels these banks use. Different types of commercial banks There are three major categories of commercial banks. Public Sector Banks Public sector banks refer to banks that have been nationalized by respective governments to allow deposits and advance loans to members of the public. These banks are opened to members of the public, and they are free to buy the shares of the bank to become a shareholder of the bank. In most countries, the government holds the largest stake of public banks…

Effect of the financial crisis of 2007-2008 on the stability of the banks in the United States Introduction  In the recent past, the economies of the countries have been interlinked and have become interdependent with each other. Consequently, all the countries across the world operate within the same realm of the financial market. In business environment the financial institutions are normally the backbone of any financial market and therefore it is destroyed by the global financial crisis. Of factor which if they are number of , This financial market ought to be controlled and managed in order to avoid the collapse of the market which results in large recess. This paper discusses the effects the huge financial crisis that hit the globe in the years 2007-2008 and evaluates the impact that it had on the American banks. The financial crisis of 2007-2008 A financial crisis started off as a subprime crisis in the mortgage market of the United States of America, and it turned out to be a major crisis in the American banking sector and also culminated into a global…