China and Japan have been at the forefront of Fintech expansion and innovation. How has the Fintech sector transformed all segments of the banking industry in Asia? Fintech aims to improve the delivery of financial services by eliminating traditional financial methods. Fintech aims to achieve this through the incorporation of technology is an industry that can be described as continually emerging and evolving. Modern technology incorporated includes the use of smartphones to perform activities like mobile banking as well as the use of the cryptocurrency that makes financial services accessible to people locally and globally. These two countries China and Japan, have been at the forefront of the innovation and expansion of the Fintech technologies. In the two countries, Fintech influence continues to increase, and projected numbers show an increase from $26.67 billion to over $55.33 billion. Despite these markets being volatile, China and Japan have invested in modern technology that helped them continue to achieve success locally and globally. Through such success, many investors realize the benefits that financial technology can bring to businesses in both developed and developing…

Commercial Bank Student’s Name Institutional Affiliation Course Name Professor Due Date     Commercial Banks Commercial banks are institutions that perform the function of accepting deposits and giving loans to the members of the public for investment purposes. Commercial banks are banks that are accessible to the members of the public. They offer services to the general members of the public and other companies. There are different types of commercial banks based on the function the bank performs, type of the bank, and other functions such as the kind of services that commercial banks perform and banking channels these banks use. Different types of commercial banks There are three major categories of commercial banks. Public Sector Banks Public sector banks refer to banks that have been nationalized by respective governments to allow deposits and advance loans to members of the public. These banks are opened to members of the public, and they are free to buy the shares of the bank to become a shareholder of the bank. In most countries, the government holds the largest stake of public banks…

Effect of the financial crisis of 2007-2008 on the stability of the banks in the United States Introduction  In the recent past, the economies of the countries have been interlinked and have become interdependent with each other. Consequently, all the countries across the world operate within the same realm of the financial market. In business environment the financial institutions are normally the backbone of any financial market and therefore it is destroyed by the global financial crisis. Of factor which if they are number of , This financial market ought to be controlled and managed in order to avoid the collapse of the market which results in large recess. This paper discusses the effects the huge financial crisis that hit the globe in the years 2007-2008 and evaluates the impact that it had on the American banks. The financial crisis of 2007-2008 A financial crisis started off as a subprime crisis in the mortgage market of the United States of America, and it turned out to be a major crisis in the American banking sector and also culminated into a global…

Piper Banks Piper Banks is the medical director for Open Arms, a non-profit medical clinic and wellness center serving low-income patients in an urban neighborhood. On most days, Piper loves her job and the work her clinic is able to do for people in the community, but lately there has been a problem that is beyond frustrating. This past summer, the city experienced a significant measles outbreak. Thousands of people were exposed to the measles and 78 cases were confirmed. Of the 78 cases, 73 involved unvaccinated children in the city’s East African immigrant community. What Piper finds most troubling is not that the “herd immunity” was compromised, though that does trouble her. Worse, in her opinion, was the fact that members of the anti vaccination community were distributing fliers and talking to families in the affected community. The anti vax activists reportedly told people that the measles outbreak had been created by the government in order to pressure immigrant parents to vaccinate their children. One of Open Arms’ primary goals has been to counter the fear and misinformation that…

7 lessons I learned after attending TedxBankipur The line which comes to mind when anyone think of Tedx is – “Come for amazing experience, wait for interactive conversations, stay for ideas sharing, but leave with a bag full of ideas” Tedx is an event where speakers from diverse background comes to share an idea which is worth sharing with the world. The whole concept of Tedx lies in “Ideas worth spreading”. Ideas are powerful, and anyone can reap the benefit of this small thing in just few minutes – just by listening to 5-15 minutes of short speech by them. I attended the TedxBankipur in 2018 (Date – 29th July 2018) with the theme of – “Figuring out why?”. There were speakers from different walks of sphere such as Abhyanand, an IPS officer and educationist, who conceptualised Super 30 to teach poor students. He shared about the flaw in modern pedagogy and what changes can be brought in learning process. Anjali Singh, a Radio Jockey, who has received accolades in the field of Indian media promotion, shared how she take…

Best Online Bank Accounts: The Right Way to Choose One Are you looking to open a new bank account? Well, unlike in the past, when you had to walk into a bank for the process physically, things have entirely changed. The internet has opened up every business, and the banking industry is no exception. Currently, you can easily open a checking or savings bank account from the comfort of your office or home. You will enjoy all the services of a bank and more, without having to belong to a physical bank branch. And, with these changes comes, opportunities and benefits. From efficiently managing your finances to conducting your transactions on the go, an online bank account has numerous advantages. But How Do You Choose the Best Online Bank Account? Well, this is never easy, especially with the current number of banks offering the services. Also, there’s too much information bombarding your view, which may make the selection process quite tricky. But worry not. Here are some factors that will help guide you through: Interest level. Various online accounts offer…

history of feminism many countries, the history of feminism cannot be written without the inclusion of the constant but gradual struggles that aimed at ensuring equal rights (Brandt 8). In agreement, Oren (849) say that this history is not an exception in Canada. Just like many other modern Western feminist nations, Canadian feminism success to date is associated with several feminist organizations. Among the many organizations, the National Association of Women and the Law (NAWL) is one of the notable feminist organizations with immense contribution to feminist politics in Canada (857). This paper will look into the participation of the National Association of Women and the Law (NAWL) to the history of feminist politics in Canada. Precisely, it will enlighten the reader about the organization. It will look at the organization’s goal, its achievements, and challenges concerning feminist politics in Canada. About the Organization National Association of Women and the Law (NAWL) is a non-profit organization whose main aim is to ensure and promote equal rights of women. The organization promotes these rights of women through not just legal education…

Lifespan Development Introduction Lifespan development is the gradual growth of human beings, from infancy to early and middle childhood to adolescent, early and middle adulthood and eventually old age. Lifespan development is also known as Developmental Psychology, which is the scientific study of how a person changes from an infant to an adult. Some people have developed an interest in pursuing human development, particularly the stages that human being undergoes to reach old age. The changes are psychological and physical, social and cognitive. Initially, this study mostly revolved around children and infants but has since expanded to adolescents and adults. Human development is rather multidimensional as mentioned above and mostly involves physical, change in weight and height, nervous system and sensory capabilities. Social, change in interpersonal relationships, self-perception and emotions. (Lally, 2019) Cognitive,  changes in memory, perception, intelligence and problem-solving techniques. The growth of all these dimensions are mostly influenced by culture learnt from our parents, teachers, peers, siblings and the society at large (Lally, 2019). The kind of values and customs displayed by our cultures end up being the…

Is it Possible to Solve the Debt Crisis? Introduction Student debt refers to the loan that a learner takes from a financial provider. The money owed to the financial institution subsists while the student is an undergraduate or after their graduation. Also, student debt may accrue in case the learner withdraws from school altogether. In the past decade, the obligation owed by the learners to the lending institutions has almost tripled the previous figure owed 15 years. In 2006, the outstanding arrears were about $500 billion. However, by 2019, this figure has shot up to around $1.5 trillion (Johnson, 2019). The interest rates on the loans seem to get higher, while most of the students remain underemployed. The current situation has been described as a debt crisis because it seems impossible for the leaners to clear the money owed to the financial lenders. Currently, about 44 million individuals have student loans that are yet to be fully paid, or they have defaulted altogether. Johnson (2019) states that the current debt is projected to rise to about $3 trillion by the…

A literature review on Divorce and Separation Introduction This literature review will examine divorce and separation as a family issue and how it affects a family unit. In addition to that it has explored conflict theory as one of the family theories its strengths and weaknesses well as its relevance in nursing and also the major problems it tackles that contribute to divorce and separation between couples. It also gives suggestion to restoring broken marriages and other areas that need more research regarding this problem. In the text, Divorce and Separation will be discussed as the major topic and how it will affect a family setup and also the members of family at large. Conflict theory as well will be explored in the review as the chosen family theory, its strength and weakness and how it applies in the family unit. Divorce and Separation. A family is a group of people who are closely related to one another either by blood or by marriage. It has some living things characteristics therefore it can develop, grow, and also change over time.…