Managerial Finance Project budgeting – situational analysis Project budgeting – situational analysis In the given scenario, the organization wants to increase its production. The weighted average capital cost has been stated to be 13%, while the debt after-cost tax is marked at 7%. The preferred stock cost and the standard equity costs are 10.5% and 15%, respectively. The retained earnings are considered as a portion of the equity. If the weighted average cost of capital is to be calculated, WACC = 50% of the stated 15% plus 50% of the 7%, i.e. 11%. Now, this is more than the stated 10% margin for the project. Thus it is not the correct approach. It is necessary to take the cost opportunity under consideration as well so that the retained earning can fetch in some bank interests. Using cost-debt only – the outcome The primary objective that organizations have is to cut down the overall costs that are associated with a project to increase the profit margins (Gebhardt, Lee & Swaminathan, 2001). One of the primary benefits of debt is that it…

Informed Consent in the Healthcare Research Introduction All types of studies that are conducted for first-hand information call for the availability of respondents (Saver, 2006). Respondents are the participants who are required to provide the researcher with information about his or her research topic. Some of the information that the research that the researcher might be looking at can be confidential especially studies on health care issues. For the participant to volunteer to give such confidential information ought to be notified about the study (Roberts et al. 2011). Some of the information that should be revealed to the participant include but not limited to the type of research, purpose, the benefits, its beneficiaries, information need, time of the actual research, and his or her role (Jansen et al. 2007). It is not very easy for a participant to give reliable information, mainly when he or she is not benefiting from the research or when the beneficiary is only one. However, it has been found that if there is communication between the two parties, then the accuracy and reliability of the…

{Importance of a Pile Cropper|Uses of a Pile Cropper|Benefits of a Pile Cropper} {In the world we live in today, one of the most growing and consistent industry is the construction industry.|One of the most growing and consistent industry in the world we live in today is the construction industry.|The construction industry is one of the most growing a consistent industry in the world we live in today.} {Over the past few years, the construction industry has grown to heights as a result of the high demands for high quality structures.|The the construction industry has grown to greater heights over the past few years as a result of the high demands for high quality structures.|As a result of the high demands for high quality structures, the construction industry has grown to greater heights over the past few years.} {Without the construction industry, there could be no good roads not world class buildings around the world.|There could be no good roads nor world class buildings if there was no construction industry.|It would not be a possible thing for people to have…

Importance of Ethics in Managerial Accounting Managerial accounting is an internal business work liable for dealing with an organization’s monetary records. Entrepreneurs regularly utilize managerial accounting to dispense business expenses to merchandise or services, make operational spending plans, and gauge production yield or deals. Ethics is a significant piece of managerial accounting, and organizations may build up a code of ethics or morals to set the anticipated moral conduct for accountants (Vitez, n.d.).  Managerial ethics guarantees all financial records are accounted for and delivered to the executives. In my view, if ethics are compromised in business and especially the managerial accounting department, this could lead to a substantial negative impact on the company. This would mean the accountants have gone against their ethical standards. There would be the issue of lack of confidentiality and trust among employees and their seniors and lack of satisfaction by the managers due to incompetence by their accountants. The business environment will also be polarised, and staff morale will decrease. This will result in losses in the business. I believe the issues I have mentioned above…

  Personal Finance The Difference Between Regular Savings and Lump Savings A regular savings account requires one to pay a pre-determined amount of money every month, usually ranging between £ 25-250 (Garman and Forgue 2011). Even though minimum and maximum payments may be different, they may be as little as £ 10 or even higher than £400. Such accounts usually have tight regulations; if one does not make the, minimum payment every month, the account may be shut, or one could be subjected to a penalty like a low interest rate. In regular savings, one can only make a limited number of withdrawals and some type of accounts may state that exact amount that one should pay each month. Other accounts, are more dynamic and flexible (Garman and Forgue 2011). On a positive note, consistent savers are subject to the best interest rates that can be offered. This is a crucial factor and should be carefully examined since some regular-savings accounts can have return rates that are not better than those of easy-access accounts (Garman and Forgue 2011). Nonetheless, a…

Motivation behind Marriage in Western Socieities: Finance or Love Marriage as a cultural practice has existed since the beginning of human civilization and continues to be practiced by all communities. However, there exists a significant debate regarding the underlying motivation for marriage with one of the parties arguing that economic benefits serve as the principal motivation with the other side of the divide arguing that love remains the primary motivation. Focusing on western societies, it is arguable that the underlying motivation for marriage is less focused on monetary benefits in comparison to those of other parts of the world. One of the main supports for the arguments above is that the state of industrialization and economic stability is well above that of other parts of the world. However, despite the disparity between the two societies, economic reasons still carry a great deal of weight when considering the person to marry among western nations. A significant percentage of couples in western societies, especially where the couples are from different economic backgrounds, normally enter into prenuptial agreements to ascertain the distribution of…

Cyberattack Security concerns within organizations have been increasing at an alarming rate because the technologies and security protocols are being implemented properly. Apart from outsider attacks from cybercriminals, the rate of insider attacks has increased as well. This, in turn, has consistently damaged the reputation of large organizations. The organizations were on the verge of losing potential customers. The Cyberattack proliferation in 2011 has caused severe damage to 72 globally operating organizations. The McAfree/Intel security experts claimed that countries such as the United States, India, and Canada were the targeted victims of the cyberattacks. The incident can be regarded as an intrusion, and significant wealth transfer has occurred as well. High-tech organizations, including the International Olympic Committee as well as the UN, have been the victim of intrusions. The cyberattackers consistently broke the security protocols of the computer systems, and before the attacks were uncovered, sensitive data has been stolen already. . The 2011 Cyberattack proliferation had a significant impact on major developed and developing countries, including India, the United States, and Canada. The cyberattackers targeted 72 organizations that were…

 Compound Finance lending platform In the current world, everyone wants to invest in something which has fruitful and 100% results. For the very same reason, many of the people have already shifted into the new way of ‘new’ form of finance, the decentralized finance or De-fi. Powered by the Blockchain technology, the De-fi expected to pay much more than the traditional methods could ever think. Also, the trend of having a conventional loan system has been lost with time, and the new Defi loans are the hotly spoken topics. Amongst these, the Compound Finance lending platform is one of the most popular and widespread applications of the Ethereum.   The online compound lending platform, which is an open-source platform, allows direct interaction with the supplier and the borrower without any hidden maturity, interest rate, or collateral. The protocol establishes money markets which assign the interest based on the algorithms. The decentralized methods have made everything so crystal clear that now there is full transparency and immutable decisions accessible to the commons. And probably it is because of this that we…

Hospitality-Accounting and Finance Research Paper Accounting and finance procedures are ideal irrespective of the field of the company. With the right accounting and finance measures, then companies stand a better chance of attaining financial success. The various aspects of accounting, such as the financial accounting books are essential in the planning and success of any given entity (Mitrovic & Knezevic, 2018). Hilton worldwide holdings chain of hotels is a hospitality brand that we will look at in trying to understand how the different aspects of finance and accounting have been applied. The Hilton worldwide hotel is a major hospitality brand with its activities ranging in various countries. The hotel has over fifty branches that have spread all over the world. Accounting and financial analysis in their different departments have been key to the entity, maintaining its brand over the years. The average daily rate at of the Hilton worldwide holdings are accounted at an average of a hundred and fifty dollars. This mainly accounts for the average price that an individual pays to be at the hotel (Popsa, 2018). The…

One of the pillars of personal finance, deserving of consideration in every home, is life insurance One of the pillars of personal finance, deserving of consideration in every home, is life insurance. While facing the reality of our demise is often a difficult task, the well-being of our loved ones after our passing is a crucial matter that cannot be overlooked. Taking a life insurance cover simplifies this decision and reduces uncertainty about the future. Here are a few things you need to know about life insurance If you have loved ones depending on you financially, life insurance is essential. Life becomes difficult on dependents upon your demise. It is vital to address these concerns with your insurance agent. At Keslar Insurance Agency, we analyze each client individually to come up with a policy that meets their concerns. Life Insurance is about financial obligation alone. Life insurance provides the policyholder and their loved ones peace of mind. The demise of the breadwinner weighs heavily on his dependants. Such concerns as school fees, unpaid medical bills, or funeral expenses may be…