Banks face many issues in their journey to digital transformation. Based on the report provided, the most critical facing banks in their journey to digital transformation include fraud, cybercrime, and lack of enough technical ability of employees to implement the new systems. Organizations need to deal with these issues to avoid losing customers as they transform their financial services and products. Fraud is a crime carried out to gain financial advantage. Organizations undergoing digital transformation may expose their customers’ funds to fraud. People can hack the organization’s systems and steal money from the organization. During the creation of opportunities to lower the costs due to increased efficiency and experience of customers, banks may create inroads for the fraudsters. The fraudsters use technology to steal credit and debit card information allowing them to access the customers’ debit accounts and create fraudulent accounts using the stolen identity. This affects the image of the banks and, as a result, increases the attrition rate. For instance, in Australia, the data provided shows that the fraudsters compromised 67 % of customers’ credit/debit card information. The…
Material science, also known as material engineering is the study and research on materials that surrounds us every day. This is from the actual things we do every day including easy feats as we may consider holding our carbonated beverage, or the pens we normally use to compose, all the way to materials that presses the limits in the innovation sector such as aerospace and sport devices. The researchers are normally tasked into looking at all of the various groups of metals, alloys, polymers among many others. These groups of materials are of essence as they enhance existing materials in order to offer efficiency. In addition, they also look at the ways which can be used with other materials together. It is ion the field of materials science where you can find science, engineering and the innovation of materials. Throughout the study of materials science, there are many practical aspects of science that can always be learned. This includes the fundamental parts of material science where items can be enhanced using the understanding structure as well as how the processing…
Applicability of the Non-Compete Clause A non-compete clause (NCC) is a restrictive contract that deters an employee from engaging in a similar profession after leaving a particular job. The employee must commit that he will not join another firm within a specified period after leaving his previous post (Harris, 2014). Employees gain a lot of information and access to trade secrets. If they join another firm, they might end up sharing all these details hence giving the rival an unfair advantage. Therefore, NCC serves as a deterrent of not sharing sensitive information such as clients list and market penetration tactics. It also deters former employees from sharing trade secrets with a competitor. The attempt of the HR director to make the software engineer sign the NCC contract is valid. Firstly, the software being sold to the government has a lot of secrecy. Due to the high risks in the digital world, cyber information must be protected. In addition, the Department of Homeland Security (DHS) is a vital organ in managing security threats in the US. The cyber security software is…
Student’s Name Professor’s Name Course Date A Problem That Relates To Poverty and Inequality The Problem Low literacy levels in the U.S is a problem that relates to poverty and inequality. Significant performance gaps exist between children of the highest and lowest social, economic status due to the economic inequalities. Children raised in poverty have a rescued readiness fir school because it leads to poor motor skills, ability to concentrate, and curiosity and motivation (Volk). As a result, the children feel alienated from society, suffer insecurities, and endure powerlessness, increasing their risks of dropping out of school. The Population It Affects Despite the many years of fighting discrimination, prejudices, racism, and biases, members of ethnic, racial minorities such as African Americans are primarily affected by the literacy crisis. Research claims that 1 in 5 African Americans drops out of high school. Majority of these people that drop out are from low-income families with parents who lack skills and education to improve their economic status. Why the Issue Is Problematic The issue is problematic because it maintains a cycle of low…
The New Magical Machine That Can Help You Make CBD Butter from Home More and more people increasingly prefer edibles as the main way CBD consumption method. Rather than forking out money for the store-bought versions, you can create your own cannabis-infused butter, which you then use in different cannabis recipes. The issue with DIY CBD butter, however, is the lengthy and sometimes tricky preparation. The good news is that there is a machine that can do all the hard work for you. The revolutionary Magical Butter Machine from MagicalButter was unveiled a few years back, and it made making CBD Butter a lot easier for many people. The device, which sort of resembles a coffee maker, is designed to make herb-infused butter, oils, tinctures, salves, and lotions. The Magical Butter Machine functions by extracting the active components of the herbs and directly infuses them into various types of butter and oil. MagicalButter refers to the device as the world’s first countertop botanical extractor. It is available for $ 174.95 USD. How the Machine Works The Magical Butter…
The Symbolism of the necklace in Guy de Maupassant’s The Necklace Guy de Maupassant’s The Necklace is laced with symbols and motifs that represent insights about social lives, wealth, poverty, illusions, and the struggle associated with living a life beyond one’s reach. The short story not only captures the life Mathilde Loisel desired but also highlighted the suffering she and her husband went through to finance a lifestyle they lived for a day, and never enjoyed. While necklaces and expensive clothing symbolize affluence, the necklace in this story represents the deception of appearances, and the suffering chasing illusions can cause. Appearances can be deceiving as people tend to judge others based on what they can see, and not on the value they carry. The necklace in this story causes short-lived joy for Mathilde Loisel, who was the most beautiful and elegant lady in an event at her husband’s workplace by virtue of an expensive ball-dress and a “diamond necklace.” Although she was not as affluent in real life, the necklace makes her look rich. Both Mathilde and the other people…
Airbus and Boeing are the two producers of the commercial jet airline in the world. The companies help each other in identifying their strength through the competition. For instance, the Boeing Company canceled its super development of superjumbo. They did this since they realized that the market was not ready. This seems that the company did in-depth analyses of the consumer’s needs. Despite this, their rival Airbus is predicting sales of 1, 400. Therefore, when the Boing is afraid of starting new production, their rivals are taking advantage and increase their sales. The linked information shows that the two firms were involved in the cancellation of the boing project. The two firms share various information, which helps in decision making among them. Withdrawer of the Bong superjumbo project was facilitated through sharing information since the market was not ready to sustain rival investment. In their operation, firms look at how they will remain in the market without causing any harm to each other. External forces such as jet fuel prices are likely to affect them negatively or positively and have…
WWI and WW2 Student Name Institution Total war is mainly characterized by the lack of distinction between fighting lawful combatants and civilians. The need to defeat the enemy by all means such going to the extent of attacking even the supply of food, the families of the enemy, paralyzing both the economy and killing the civilians, was defined by total war. Warfare that includes any and all civilian-associated resources and infrastructure as legitimate military targets, mobilizes all of the resources of society to fight the war, and gives priority to warfare over non-combatant needs. Total war called the entire nation into action rather than just its military. Comparison between world war 1and 11 Similarities Both World War 1 and 2 involved in total war. Economic impact In both wars, the economy of a government is very important as that is what circulates the money in the country. Attacking the economy ensure that the private organizations lack work to do as there are no tenders. Attack on food saw many people…
Being A Corona Virus Patient in the USA. Student’s Name: Professor’s Name: Date: Being A Corona Virus Patient in the USA. There is a direct non-inverse relationship existing between the amount of money that one has and the quality of healthcare that one receives. This ideology is also very, much evident in the USA, where wealth and health directly correlate. With the daily increment in coronavirus cases globally, the US has been in the limelight regarding the number of coronavirus cases reported. Every day, more than a hundred families all across the state, have to say their goodbyes to at least one of their family members who succumb to this novel virus. I ought to command all the healthcare workers not only in the USA but across the globe who have worked tirelessly, sometimes tearless to ensure that all the patients receive the maximum possible care they can get after the contraction of this virus. I, however, feel that the high death toll could have been prevented suppose the existence of…
Behaviour and Personality Trait Changes during Aging. Name Institution Abstract Personality traits and maturity are the basic principles of personality psychology. Despite their fundamental importance, few researchers go beyond the general aspects of these principles. The study aims to assist in the remedy of this overlook by investigating changes in human behaviour and personality traits at different stages of the natural ageing process. The research relies on questioners and interviews for data collection. The information can produce conclusions. The hypothesis is that as humans age, their personality traits do not stay constant. Keywords: Personality trait, changes, age Introduction. During Ronald Reagan’s re-election debating circuit, he was facing a younger opponent. When asked if his age would be a hindrance to his performance, Regan replied, “I want you to know that also I will not make age an issue of this campaign- I am not going to exploit, for political purpose, mu opponent’s youth and inexperience.” The exchange was more significant than a casual consideration may reveal.…