What are the top benefits of Chapter 13 bankruptcy? Chapter 13 bankruptcy is the legal procedure that lets people repay their debts over the course of time while giving them the opportunity of keeping valuable assets, such as a home. One can only apply for this process if he has regular income. It is not like the debt will get forgiven, but rather it will get restructured with a repayment plan of three to five years. There is the flexibility of repayment, which makes Chapter 13 a viable option for the ones who have jobs and steady incomes. Some people consider it a better option than Chapter 7. Here are the top benefits of Chapter 13 bankruptcy. You get to keep the house If you are a homeowner who is behind in the mortgage payments, then you finally get the chance to catch up on those debts. According to the dove law firm, it will save your home from being foreclosed. Many applicants go for Chapter 13 because it allows them to save their precious homes. You get to consolidate…

What are the tips for selecting the right money lender? The lenders are the ones you turn to when you are in a financial fix. They can really help you come out of your financial troubles. However, it is not like you can go for any lender that you want. It is important to take help from the right person so that you do not land up in more troubles than you were before. It is okay to feel confused about how to choose the right lender because it is such a big financial decision. So, here are a couple of tips that will help you choose the right lender for your financial needs. Go for a licensed lender License is the most important factor to consider when you are trying to choose a lender. A licensed lender will not disappoint you. The license assures you that the money you are getting is within the bounds of the law. You have the liberty to seek the help of the court if anything goes wrong in the transaction. Licensed lenders are…

What are the ways of finding a commercial moneylender? In recent times, there are numerous private moneylenders available that focus on the state, city, and regional lending boundaries. The money lenders always know about the markets quite well. If you are someone who wants to know about the money lending process to complete the entire real estate project, you will have to ensure that you ask the moneylender. Complete and in-detail research about the moneylender would surely help you in knowing about the commercial money lender. You can easily choose the best one by considering a few facts, and they would also correctly help you. Use the Information Traffic Highway In recent times, you can easily get the best commercial moneylender’s information by researching properly. So, as you can easily get everything on the internet, you need to research the commercial moneylender. In fact, the internet will offer you the accessibility of uncountable sites as well as databases of where you should find the most excellent moneylender. But whenever you are going to choose the best moneylender, always ensure that…

Drones in supply chain management Drones are categorized as the unmanned aerial vehicle (UAVs) this refers to a pilotless aircraft that operates in a blend of technologies which involves artificial intelligence, computer vision, body avoidance technologies, among others.    The flexibility of drones to collect data, inspect and virtually do the reporting has allowed the drones to be recognized as an asset that has a lot of value. Drones were commonly applied in the military field and recreational use; in the most recent days’ drones are finding their way into multiple industries like the supply chain. In supply chain management, the drones have gained numerous functions that include speeding up the process of delivery of the packages that are small in size in certain places. Drones are vented in a variety of sizes and shapes, and they possess a variety of features ranging from the Global Positioning System (GPS), navigator systems, cameras, sensors, and many other features. Numerous drones sold are small in size, which allows them to be launce by the use of hands and controlled with the use of…

Banks  Develop technology to stay relevant   Banks are trying to catch up with the digitization wave by becoming more innovative and up-to-date in their customers’ lives amid competition with financial technology { fintech } player which offer easy payment features with less bureaucracy. Big banks do not hesitate to spend lavishly to develop digital platforms, which are expected  to help customers manage their finances. Some examples of this are private lenders Bank Tabungan Pensiunan Nasional (BTPN) and Bank Central Asia ( BCA) , both of which launched  new “keyboard” features in their mobile phone apps. Customers of BTPN and BCA do not need to operate Jenius or BCA mobile apps on their phones during banking transactions, meaning actions while chatting without the need to operate the BCA mobile app on their phones. BCA guaranteed the safety of its keyboard features as did not have a memory system that can record anything the customer types into their phones, said BCA vice president director Armand Hartono during a recent event in Tangerang, Banten. However, BCA keyboard is only available on Android…

Opioid Crisis Pain is an integral public health concern that has been neglected over the years resulting in ineffective and disparate pain management strategies by people. Lack of sufficient pain management legislation has led to dubious and risky pain relieve prescriptions; necessity is the mother of invention. Several illegal and fraudulent drugs are being distributed on the streets. Pain is a highly subjective burden on the psychological, biological, and social wellbeing of a person. Opioid is one of the main pain reliever methods that is widely abused, thus raising the alarm. It has been an epidemic that has caused most death of both youths and adults. Obama Administration played a significant part in the legislation of opioids. He outlined that addressing the opioid epidemic was a top priority in the betterment of the healthcare sector. The Obama Administration pumped $1.1 billion into the Opioid prevent and regulation program to help the affected people (WHO, 2018). However, opioid caused deaths have been on the rise, which calls for the prompt address of the epidemic and for its agenda for legislation to…

Oppo Mobile with Prices and Specification  Oppo A9 2020 Retail Price of this handset is almost $343. This mobile has awesome features. This A9 2020 is the new version mobile which can beat the market in their own way. The video quality of this A9 2020 mobile is just amazing. You will definitely enjoy this set once you buy it. The weight of this handset is 195g with dual SIM. This set is available in Marine Green, Space Purple. The frequency of this handset is 2G to 4G LTE Band. You can enjoy high frequency speed of internet in this handset. The size of this handset is 6.5 inches. The memory which is built in this handset is 128GB built in and 8GB RAM UFS 2.1. This set has quad camera on back side 48MP and 8MP and 2MP, 2MP with dual-tone flash, with front camera 16MP phase with autofocus. Face identification is also available in this handset with sensor quality. Oppo F11 6GB This is one of the latest series of Oppo Company. This set has been launched. The…

Optimization techniques used in Operations Management and the performance of SMEs Abstract In this report we investigate the possible relationships among some optimization techniques used in Operations Management and the performance of SMEs that operate in the manufacturing sector. A model based on the qualitative analysis; Structural Equation Modelling (SEM) approach is used to analyze a dataset of operation management practices in a hypothetical company called Jiang Long Food Company. The model is expressed by a system of simultaneous equations and is solved through regression analysis. Taking advantage of the contributions presented by the employees of Jiang Long Food Company and the pre-existing data on production and supply chain, we focus our investigation on highlighting the importance of Operations Management practices, which shall be this firm`s performance major driver. Nowadays, companies need to operate in highly dynamic environments where key resources are scarce and where uncertainty in business opportunities is common. The market imposes high efficiency standards and firms that fail to meet them are quickly marginalized. In such a scenario, a careful optimization of internal resources is a must…

Oppo Cheap Mobile with Prices  Oppo A5 2020 64GB Retail Price of this handset is almost $209. This mobile has awesome features. This A5 2020 is the new version mobile which can beat the market in their own way. The video quality of this A5 2020 mobile is just amazing. You will definitely enjoy this set once you buy it. The weight of this handset is 195g with dual SIM. This set is available in Dazling white and Mirror Black. The frequency of this handset is 2G to 4G LTE Band. You can enjoy high frequency speed of internet in this handset. The size of this handset is 6.5 inches. The memory which is built in this handset is 64GB built in and 3GB RAM. This set has quad camera on back side 12MP and 8MP and 2MP, 2MP with dual-tone flash, with front camera 8MP phase with autofocus. Fingerprint is also available in this handset with sensor quality. Oppo F7 Youth This is one of the latest series of Oppo Company. This set has been launched. The retail price…

Marine and Economics The fact that Oceans and Seas cover two-thirds of our planet shows the potential of marine to the economies of many countries. If tapped and developed marine can develop the economy of a country in many ways. Think of the oil industry, shipbuilding, transporting bulky goods across continents, the impact of marine in education and research, such as marine biology, commercial fishing, tourism. There is endless potential of how marine resources can be used to promote the economy. On the downside, the marine life is undergoing a lot of destruction, which ultimately affects the economy. The various dredging in the oceans for sand, oil spillage by oil companies, pollution from plastics and chemicals washed away to the ocean. Marine pollution destroys the environment, health of organisms that are dependent on the ocean, humans included, and economic structures of nations. This research paper explores the role of marine in the economies of countries with oceanfront. Both positive and negative effects of the ocean to a countries economy are discussed and the reasons behind the impact. Marine Energy With…

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