Municipal and Planning Policy and Practice Henri, V. (2019, November 10). Ontario ‘pauses? homelessness count citing gaps and limitations in data. Retrieved from https://torontosun.com/news/local-news/ontario-pauses-homelessness-count-citing-gaps-and-limitations-in-data The article discusses that Ontario has stopped counting of homelessness cases citing gaps and limitations in the data. The liberal government aims to get rid of chronic illnesses by 2025. Some communities are making use of real-time data to track homelessness. The data has forced the Ministry of Municipal Affairs and Housing to pause the necessity for the service managers to provide a review in enumeration requirements. The communities use the data to create local plans to address the problem of homelessness (Henri, 2019). The article relates to the aspects that are covered in the CITC04H3 course. Gathering the data about homelessness and understanding how changes will impact the world is crucial to becoming an engaged and informed citizen. The course highlights that the municipalities can manage the population if it can track it. Hence, the availability of the data will help handle the issue. The article expanded my understanding of the issue of homelessness and the…
Kibby & Strand – Priority Scheduling Plan Kibby & Strand places bids on many different types of contracts auctioned out by many different organizations. Because of this, these contracts often greatly differ in desired materials, quality, price, and allotted time. Kibby & Strand must place priority on newly received contracts using FIFO— “First in, first out is an asset-management and valuation method in which the assets produced or acquired first are sold, used or disposed of first and may be used by an individual or a corporation,” (Kenton, 2019)— so long as the allotted times are not greatly different. For example, if an 8-week contract comes in on week one of March, and a second 8-week contract comes in on week two of March, the first contract would receive priority over the second contract because it will be due a week earlier. However, if that initial 8-week contract is then preceded a week later by a 4-week contract, then the shorter contract will take priority over the first contract because it is due two weeks earlier. Now, if two…
The impact f forensic account on the financial performance of listed banks in Kenya- Case Study: Kenya Commercial Bank (KCB) Background information Forensic and investigative accounting can be defined as the application of financial skills and investigative mentality to unsolved issues, conducted within the context of the rule of evidence. According to Ng’ang’a (2015), it involves financial expertise and fraud knowledge and understanding of business realty and working of a legal framework. Generally, forensic audit is seen as a branch of accounting that is appropriate for legal review and pestering the top most level of assurance. A recent research by Onyango (2018) has proven that fraudulent activity among the commercial banks in Kenya have had a negative impact on the sustainability, viability and performance of such banks. As a result, the need for forensic accounting and audit has significantly own up to mitigate financial casualties among the listen banks in Kenya. Akelola (2015), asserts that most organizations’ audit system fail to detect certain errors in the managerial system. Additionally, more and more forensic accountants are being called up to thoroughly…
Training social workers in personal finance The rising financial crisis has left many American families more stressed as most of them are unable to survive at $ 2000 per month. A study revealed that many families are finding it hard to pay bills and credit cards. Also, it is estimated that low-income earners are at higher risk of experiencing financial strain more than top income earners. Finance social work is a plan to help a client increase their financial and economic capacity through advocacy, policymaking, and research. On the other hand, financial counseling is the ability to educate families on principles of saving and how to avoid bad debt. Institutions have started offering commercial related courses. The purpose of the study is to show how the inclusion of finance-related courses to social work degree may help to address financial issues faced by families. They wanted to answer the following questions. How personal finance crisis faced by social workers can be used in educating social work students How experienced finance social workers can help other social workers in confronting financial challenges…
the price of the BCH/USD pair On today’s hourly chart, the price of the BCH/USD pair seemed to be following a downtrend as reflected by the bearish trend-line (A) that was spotted on the hourly chart that suggested that the bears are highly in control. Afterward, the bearishness was showcased after a short-term period of consolidation amid $214.2 and $211.4 level, followed by a bearish accumulative candle as at 24:00. BCH/USD price sharply dipped to a low of $203.3. Moreover, the impact of the downside break below $211.4 has led the pair’s price to test $203.6 support level; thereby, sellers are now eyeing $190.0 level as the immediate support. The hugely selling activity has brought BCH/USD current price to be exchanged at $204.3 with an intraday down surge of about 3.9%. Alternatively, the long-term SMA has been gravitating above the short-term SMA, while the RSI is now comfortably hovering near the oversold region, showing an increase in bearish pressure. Besides, if the RSI manages to climb and settle above level 50, this would mean that the bearish trend is most…
Application of Data mining in the banking sector Introduction Financial fraud is a growing concern with significant consequences within company organizations, finance trade, and governments. In the modern world, banks have been highly dependent on web technology, which has magnified financial and banking transactions. Nonetheless, fraud in the financial and banking sector has also increased with an increase in offline and online transactions. Since transactions have become more popular as a payment mode, there has been a growing focus on how to prevent fraud and its effect I the banking and financial sector. Data mining has led to establishments of various techniques that banks and financial organizations can use to hinder fraud. Data mining has offered different logarithms and techniques that aid in focusing on essential data patterns from banks’ databases hence hindering fraud activities. Application of Data mining in the banking sector The banking and financial industry has faced various changes in the manner of conducting business. The implementation of electronic banking has made it easy to capture transactional data simultaneously (Herawan and Deris, 2011). Data mining offers aid…
World- systems theory and the current US-China trade war The World-Systems Theory approach by Immanuel Wallerstein explains the changes in the economies of the capitalist world using a modern world’s historical development, knowledge structures combined with the analysis of the Capitalist world’s contemporary economic crisis. The key intellectual building blocks and the theory’s main concepts have had a significant influence on the developing world. The world system theory emphasizes on equal opportunities and development across countries and thus appealing to the practitioners and those who believe in the philosophy of balanced development. The world-systems theory explains the current US-China trade war, which started in early 2018, and which has been significant in the global market in almost half a century by using analysis of world systems in place. A lot of speculations of the potential impact, causes, and the progress of the trade war have emerged. Countries need to understand the leading causes of the trade war to avoid future occurrences. In that regard, the world-systems approach provides ideas on how to predict the future economic consequences and thus prepare…
Key Drivers of Recent Stock Price T-Mobile’s stock price has generally been increasing over the last two years, and this can be attributed to several factors which will be discussed below. Currently, the price is expected to increase over the end of 2019 up to 2020. Overall, the stock has gained over 21% this year. 5G and Acquisition of Sprint T-Mobile’s acquisition of Sprint will make it the first provider of smartphones that are compatible with 5G. The 5G launch will be done in December 2019, and the acquisition of Sprint is almost over. It is expected the interest that investors have in T-Mobile will increase as it has already started to gain momentum. These factors will drive the T-Mobile stock price to more than the $93 low-end price target (Does T-Mobile…, 2019). The T-Mobile resources and market share have become and will continue to be considerable. Immediately after the finalization of the deal, T-Mobile’s shares may fall in the short term, which may be a favorable time to buy the stock. However, the fall in shares won’t last for…
Economics: Case Study Question 1 Purchasing Power Parity (PPP) is an economic theory that is used to measure different prices of countries using goods and services. PPP implies that the countries’ two currencies are at equilibrium if the costs of products are priced the same after their considering the exchange rates (McKinnon and Ohno 42-43). An informal way of explaining the PPP includes using the Big Mac index. This concept uses the price of the Big Mac Burger in a specific country as a tool to compare with the amount of Big Mac in the other country. The Big Mac index calculation is no longer having the same effect since it deems currencies with a higher index to be priced while those with lower indexes to be under-priced. Question 2 According to FRED codes, the United States (US) and Canada were last at their exchange rate parity on 6 April 2010. The US has historically maintained a stronger national currency than the Canadian dollar. When the 2008 financial crisis affected the US economy, Canada was able to catch up with…
Can money buy happiness? Can money buy happiness? This is a controversial question asked by most people, but there is no definite answer to it. Money changes the overall nature of a person, such as their lifestyle and living habits. With enough money, a person can travel to different places in the world, wear the most expensive clothes, eat luxuriously, and drive the newest models of cars. For an average person with low income, such a life is just a dream that might never come true. Mainly, people feel happiness in varied ways, and money influences them differently. There is a significant difference in how rich people express emotions and how poor people do. The vibrant exhibit more feelings that are positive, while low-income earners take pleasure in showing compassion to others. Markedly, money changes how a person relates and interacts with people in society. Nevertheless, the amount of money a person has does not determine how happy they are. People show different degrees of happiness based on how much money they earn. As for some people like Kim Kardashian,…