Top Ten Car Insurance in NY

Top Ten Car Insurance in NY

Due to mishaps that can happen when on the road, choosing an insurance company to cover your vehicle is a decision that should made after careful consideration. Apart from  being a compulsory legal document to have once you own a car  getting one that will take care of you and your car in a timely and professional manner is essential.

If you are living or have plans to relocate to Ny but you don’t have   a clue on which one to settle for don’t worry because we have got you covered. Below are some of the best car insurance companies in Ny.

Progressive

This is an insurance company which has garnered a lot of  great reviews from it clientele. This company   sets itself apart from the rest due to the discounts they usually give. It prides itself in rewarding their clients when they drive safely, or pay their premiums in full. Once you are a client at progressive you are sure to get a discount. The company covers both vehicles and motorcycles.  There has to be  a reason why this insurance company Is rated among the best top five insurance companies  in US.

All state Insurance

For this company to be in the top ten then it must be doing something right. All state insurance is best known for large premiums and strong financials. The company is open to serve their clients using the latest technologies. You can have a face to face meeting with your agent ate any time .  If that is not possible then communication via the web is ok with them. If you want to bundle policies all state insurance is the best option for you.

Geico

This insurance is well known due to its convenience apart from their unforgettable advertisement. Since the world is making technological advancements everyday, the company is doing its best to keep up. In turn it makes the clients work   The clients work much easier. This means that you don’t have to leave your home of office to manage your insurance.  With the touch of a button you can pay for your premiums, get road side service or even submit a claim.  The customers reviews clearly speak for themselves.

Esurance

If you are used to dealing with insuarance agents then  you wont be doing that with esurance . Since it hit the market the company is known to sell insuarance to  directly.  They have put up digital measures to ensure that their customers are attended to well. The company  works hard to file your claims customize plans that work for individuals, which is one of the advantages of getting a policy with esuarance and manage cliensts policies without going through a middle man.

State farm

Being one of the insurance with great financial stability and awesome customer service state farm insurance was founded in 1922.  This longevity in the market has made it possible for them to be one of the bests insurance companies.  Even though they may have a mobile app that can cater to technical savvy  individuals most of the clientele find  their way to the offices and talk directly with agents.

State farm insurance stands out because they offer great rates to a risky demographic like teenager drivers unlike other insurance companies. It is also known for providing the largest private passenger auto insurance.  The company has a steer clear app that monitors a person’s driving habits. This is mostly used to track the young drivers habits.  The app normally offers a mini safety course to the drivers. Once a person is done with it then they earn a huge discount that lasts up to the age of 25yrs.

Liberty mutual

Liberty mutual is best known for its first class customer service. As a client you will get standard coverage and you have the choice for premium add on. This company which was founded in 1912 is rated among the best because they

Don’t increase your  premium when you get in an accident

Give you a better care than the one you had, incase you totaled yours in an accident and it had less than 15000miles.

Reduce your deductibles by a 100$

USAA

Being a member of USAA enables one you to enjoy competitive and cheaper rates than other insurance companies. This insurance company that caters to military members and their dependants has received top ratings.  If you are fortunate enough to be covered by them then you will enjoy a lot of benefits.

Amica Mutual

This insurance company has won the hearts of their clientele because of the services that they provide. Some of the reasons that they are one of the best is because their policies do not restrict clients when it comes to choice of body shop or the covering the interior of the automobile.

On the other hand they haven’t made their business tech savvy for people who don’t have the time to go  to their branches for one thing or another.

Auto – Owners Insurance

Auto –Owners Insurance has been in business since 1916. This factor attests to its financial stability.

They may try to maintain a low profile compared to the others but still has very good reviews. The company value people connection hence they don’t have  services through internet platforms.

The Hartford

This insurance company has been around for more that 200yrs.  Apart from financial stability it has a great reputation of dealing with customers well and processing claims fast.

AARP members whom this insurance caters for enjoy benefits like

Recovery and care services – They  go an extra mile in ensuring that their clients are  well taken care of  even at home.  They reimburse you for service s that you have gotten at the time that you are unwell.  These services include lawn mowing, house cleaning and even meals preparation.

They lock the premiums rates for 12 months without changing it unlike others who may do that after 6 months.

For you to make the