benefit of the credit score of an individual

benefit of the credit score of an individual

One of the recent events I attend was significant since it elaborated on the benefit of the credit score of an individual. The event titled, ” MONEY SMART SEAWOLVES WORKSHOPS: WHY IS CREDIT SO IMPORTANT ” took place in Humanities,1003 on Wednesday, September 11. The lecture for the event was one of my staff members, who was a specialist and versed in credit management. Various issues were addressed in the event relating to the benefit of credit management, which needs to be put into consideration. The instructor introduced the basic concept of credit and essential factors to establish in the management of credit score. Some of the significant benefits that were shared in managing credit scores consist of having low-interest rates on credit cards as well as loans in the financial setup. Similarly, another benefit illustrated is the better chance of having loan approval within the financial institutions. The presenter also discussed various ways of improving the credit score of an individual. The main elements discussed to determine an individual score entails the payment history, the amount owed, and the length of credit of an individual. More importantly, ensuring proper credit management requires a person to remember always to pay their bills on time. Substantially, this is critical in improving the credit score. Therefore, it is critical to purchase according to the means of an individual to avoid unnecessary things and wastage of money. Moreover, the presenter also emphasizes the need to open a credit card account to starting build credit score since many companies offering the services provide many options to the customers, even students at a lower rate. In general, this even provided me with more insights into credit score management and its benefits.

Second scenario

At 7 pm, I attend the event “Heat and Heat,” which was significant in highlighting the benefits of fire safety education. There are some of the significant elements that I learn to be put into consideration because they influence the cause of the fire. These consist of Oxygen, temperature, and flammable. The guest speaker for the event was a member of the Stony Brook University Fire Department. The presentation was significant for us since they taught us essential issues relating to the management and safety of fire. One of the things they showed us was how to use a fire extinguisher and how to put down various types of fires. The cooking fire was the initial illustration where the Firefighter light it up on a pan. Substantially, this expanded my understanding of how to overcome emergencies in such cases. The top priority is to shut down gas and avoid using water in putting out the cooking fire. Substantially, this will help the fire to be controllable rather than saving the pan from fire. Similarly, an individual can also use the fire extinguisher to put it down, as indicated in the event. Secondly, students watched a live demonstration of an open fire. What should you do when your oven is on fire? It was simple. Just close the door of your oven, it will cut off the supply of oxygen. “Heat and Heat” was an exciting event that expanded my knowledge of fire and how to deal with it. Nonetheless, it is evident that everyone panics when there is a fire burning around. However, the education of put down fire will keep you claim down when there is a fire dancing in front of you.

Scenario three

Watching football is one of my favorite hobbies when I am free. Therefore, September 21st Football At six pm on Saturday, I went to a football game. My usual team was paying that day, and I had planned for the event. It was between the Seawolves and the Fordham Rams. In football games, various scenes make it entertaining for the fans. The participation in cheering the team through chants and singing different songs is always an epic and reason I would not miss a game, especially within the home field. Therefore, as usual, I managed to complete my plans to create free time from six p.m. in the evening. At the arrival of the field, the fans had settled and started singing. This was interesting because I have a mixed feeling about the situation. I felt like I wanted to scream, but it was a typical case since nearly everyone was screaming. When the game began, it was a little different as everyone wanted to know the position, capability, and form of the players that day. A silence came into play for one minute until Seawolves, my team scored. Substantially, this changed the whole attitude for everyone in the field except for the opponents. I always enjoy it when my team is winning because I believe I am always a winner. When Tony, one of the players from my team, scored again, I knew the day would end in an excellent note. The happiness and celebration were overwhelming from the stands until the end of the game. This was one of my favorite games in this season because it was full of fun and entertainment from both the players and the fans around me. I cannot wait for another game to come by next time in the field.