The Bank of America The Bank of America eyes for a new program scheduled for our employees to better their competence. In our organization, ability and skills is a highly valued aspect, especially in improving knowledge and expertise across employees and for the better of the society. In collaboration with Skyline Community College, we aspire to facilitate a more effective and viable learning program that will secure the quality provision of services in our organization. Employees are requested to enroll in the program to ensure an effective and systematic transition to new working protocols and standards. The fees per semester are $180, and as The Bank of America, we remain focused on ensuring the employees are provided with a free program as the bank caters to the payments. The viability of the program highly relies on employees to enroll in the project as well as coordinate with other stakeholders for a quality outcome. The minimum qualifications for enrollment in the program are a grade C. failure to possession of the minimum requirement an employee will incur the cost of education.…
The American Vision Alexander Hamilton and Thomas Jefferson had a strategic vision of an America that was powerful in both the military and economy. While Hamilton’s vision based on the strength of the government, military, and industrialization, Jefferson’s vision maintained the perception of the resilience of agricultural economics, a small central government, and stable state governments. Although American economic and political strength is defined from the ideology of the two visions, Hamilton’s strategic vision faded after the civil war. During the end of reconstruction in 1877, Hamilton’s vision was closer to the reality as compared to that of Thomas Jefferson. Alexander Hamilton’s vision-based arguments on a strengthened economy from a stable federal republic. President Bush’s secretary of treasury instituted an economic plan that facilitated a United America under a tight union. The financial system of Hamilton focused on high tariffs, high spending on infrastructure, assumption of the states’ debts as well as a central bank (Bailey). By the end of the reconstruction in 1877, the Federal government had strengthened in terms of the size and scope. As a result, the…
Changes in oil price The crude oil market is a highly volatile industry that gets affected by various factors. Among the most significant influencing elements is the global political environment as well as the forces of demand and supply. The political climate gets driven primarily by the Organization of Petroleum Exporting Countries and the United States of America. OPEC countries control over forty percent of global oil production, and their activities possess a significant impact on the prices of oil. For example, the sustained increase in oil supply since 2015 led to the oil crash of 2015 after OPEC countries refused to cut production. This event, coupled with the all-time high shale oil production in the United States, resulted in the fall of oil prices from over one hundred dollars to around fifty dollars a barrel. The supply and demand also get affected by OPEC, although the futures market mainly drives it. The futures market enables consumers to buy oil at a predefined future date using the current oil prices. This speculation means that if the costs are expected to…
The South African Reserve Bank (SARB) New Digital currency regulations will be adopted at some point during the first half of 2020. Several banks are likely to begin clamping down on cryptocurrency exchanges and companies relevant to cryptocurrency. New regulations are likely to implement to prevent users from evading currency controls. The South African Reserve Bank (SARB) — the central bank of the nation — is expected to impose new rules on the use of digital currencies to prevent users from evading currency controls. Cryptocurrencies have proved popular in South Africa, with 10.7 percent of the country’s citizens owning crypto, the highest in any surveyed region. The instability of the South African rand, which is one of the most unstable currencies in the world, caused customers to search for money security. Cross-border payments are a contributing factor in the country’s crypto popularity, particularly given that remittances are often sent to 15 other countries on the continent from countries like South Africa in what is known as the Southern African Development Community. Most South African crypto exchange Luno…
Top 10 Best Grow Room/Grow Tent AC For The Money Do you have a grow room in your home? If yes, then you know the importance of providing an ideal weather condition in the tent room for optimum plant growth. Crucial elements that will determine whether the plant in the grow room will thrive or not include the quality of air circulation, humidity levels, and temperature. During colder months, most small farmers use heaters to prevent temperatures from falling below the recommended level that is harmful to the plant. On the other hand, during warmer months, portable air conditioners are used to help regulate heat, humidity, and quality of air inside the grow room. If the temperature is too high, then plants in the grow room will grow slowly, and the yield will not be impressive. High heat also lowers nutrients and contribute to plant rot. The best way to create an ideal condition in the grow room for your plants to thrive during summer months is to install a portable air conditioner for a grow room. Today, many portable…
Consuming low-priced food Consuming low-priced food is becoming increasingly common in daily life. Doing this can be both beneficial and harmful. There are several benefits of fast food. Firstly, the process of quickly cooking food allows consumers not to wait a long-lined up. As a result, they can spend more and more time relaxing after study or work time or participating in different activities. Another advantage could be that it reduces the cost of eating, helping people to save their money. This enables consumers to save to travel and buy others such as bicycles, toys for their children. On the other hand, consuming cheaper foods can bring certain drawbacks. First, eating low-prices foods with low quality of ingredients or a lot of times can affect harmful to health. For example, oil changing chemical structure if it is heated in a long time used for cooking fried chicken is used for more time in a fast-food store. Second, eating unhealthy foods has negative effects on their health, especially fat, which causes heart disease. As a consequence, their daily life is becoming…
Assessing Facebook’s Vulnerabilities and Recommendations The digital evolution exemplifies a systemic dynamic that presents significant risks across all societal domains. The transformations in the information and communication technology (ICT) provides new opportunities to enhance social interaction and business transactions. Big companies, such as Google, Twitter, Amazon, and Alibaba, have adopted big data technology, which is centered on machine learning and artificial intelligence (AI). According to Wang, White, and Cheng (2015), big data technology is based on three core concepts of velocity, volume, and veracity. The interaction of the three elements allows for conveying and storing multi-dimensional information. Security vulnerabilities are among the main challenges associated with ICT technologies. As noted by Scholz, Czichos, Parycek, and Lampoltshammer (2019), organizations are currently concerned with maintaining their customer’s data privacy. A critical requirement of ICT-based organizations is to establish risk management strategies to avert the vulnerabilities. Notably, these strategies acknowledge the importance of technological advancements and policies to ensure that the company’s culture and structure address the vulnerability challenge. The social media industry is vast and among the most affected sectors by vulnerabilities.…
Greenhouse gases Greenhouse gases consist of carbon dioxide, methane, and nitrous oxide. These gases form part of the earth’s atmosphere and act like a blanket around the planet. The earth surface absorbs energy from the sun in the form of visible light, which passes through the atmosphere unhindered. The earth, in turn, reflects some of this energy in the form of infrared light, which is absorbed by the greenhouse gases in the atmosphere. This energy absorbed by the atmosphere, in turn, causes it to retain heat. The heat retained by the atmosphere warms up the earth and provides suitable temperatures and conditions that support life. Without the greenhouse effect, the earth’s surface would be far much colder, and most of the life on earth would die off. This delicate balance of nature is, however, disrupted by human activities, which have caused a significant increase in the greenhouse gases present in the atmosphere. The additional greenhouse gases produced by human activities such as the burning of fossil fuels, deforestation, industrial smog, and cattle rearing have thickened the atmospheric blanket. These additional…
Tips For A Financial New Start After A Bankruptcy, Divorce or Unemployment Period Even the most common of adult life setbacks (the failing of a business venture, a period of unemployment or end of a marriage) can have catastrophic effects on your finances. Fortunately, it is possible to bounce back, even when crippled with debts: with earning prospects and consistent discipline, you may be able to get past your immediate problems. By acquiring financial insight from an advisor, or creating “rainy day” savings, you can also ensure you never find yourself in that situation again. Here’s all you need to know. Getting Past The Shame Of A Bankruptcy The most daunting part of setting up a business is eventually facing bankruptcy. Having been raised to meet financial responsibilities, most Americans will associate paying bills to overall respectability. However, a Findlaw.com May 2011 survey found that 1 in 8 American adults have considered filing for bankruptcy. With a rapidly changing, volatile economic forces, it isn’t always possible to pay all our bills, let alone all our debts.…
effects of climate change ion the diversity of plants and animals Introduction Climate change is considered a global threat to biodiversity and the natural ecosystem. Over the last century, the average global temperatures have gone up by 0.7 degrees Celsius and are being predicted that it will continue to see a rise in the future. The ever increasing temperatures which are associated with the change in the climatic condition has seen various diversity of plants and animals getting lost. Africa, for example, is the wealthiest continent in the biodiversity. It is estimated that the continent contains more than one-fifth of the global species of plants and animals (Chapin et al., 2012). The continents specific composes of the world’s diverse ad biological importance ecosystem such as the tropical forest, savanna, tropical forest, and the coral reefs, among others. However, the various human activities such as industrialization, farming, irrigation and urbanization have been considered as the key drivers of the global climate change and the reason behind the loss in the diversity of plans and animal. This report examines some of the…