Tips For A Financial New Start After A Bankruptcy, Divorce or Unemployment Period Even the most common of adult life setbacks (the failing of a business venture, a period of unemployment or end of a marriage) can have catastrophic effects on your finances. Fortunately, it is possible to bounce back, even when crippled with debts: with earning prospects and consistent discipline, you may be able to get past your immediate problems. By acquiring financial insight from an advisor, or creating “rainy day” savings, you can also ensure you never find yourself in that situation again. Here’s all you need to know. Getting Past The Shame Of A Bankruptcy The most daunting part of setting up a business is eventually facing bankruptcy. Having been raised to meet financial responsibilities, most Americans will associate paying bills to overall respectability. However, a Findlaw.com May 2011 survey found that 1 in 8 American adults have considered filing for bankruptcy. With a rapidly changing, volatile economic forces, it isn’t always possible to pay all our bills, let alone all our debts.…
Analysis of Starbucks microeconomic and macroeconomic environment in the UK market Starbucks is the leading American owned coffee corporation, as well as the coffee house chain. The corporation was initiated in the year 1971 in (Seattle) Washington. Starbucks is widely described as second wave coffee. The company is regarded as the leading worldwide coffee company chain. The corporation operates in 75 countries with approximately 30,000 locations. Its outlets serve both and hot coffee drinks, whole bean coffee, and some tea products to customers. Starbucks provides a wide variety of products such as beverages, brewing equipment, coffee beans, and sandwiches as well as snacks. Over the years, the company has been incurring various production costs in the process of creating its output. Variations in production costs have affected the firm profitability and overall market. The company’s key competitors are Caribou, Dunkin Donuts, and McDonald’s. The economic environment of any organization refers to a set of economic factors such as changes in interest rate, inflation rate, exchange rate, employment, and productivity. It is essential to analyze the effects of microeconomic and macroeconomic…
An Assessment and Reflection of My Public Speaking Experience Public speaking fear is common to everyone; even professionals struggle with excellent public speaking skills. It is, therefore, crucial for students to learn this skill early in life from schools through universities to help them in their professional careers later on in life. This reflective essay focuses on my experience in public speaking while in high school. Through this experience, I seek to answer some questions. These are what I have learned about myself as a result of going through the experience? If and how I have developed because of it, and the positive or negative impact the experience has caused in my life. I will also shed light on what I would have done differently and why I made the choices that I made and if they were the right ones. Finally, I will share my thoughts on the experience regarding if it was useful or not and the perspectives and skills that I acquired through this experience. Introduction Most people are not born public speakers; they, therefore, find…
Money in the Great Gatsby In the Great Gatsby, cash is one of the major topics in the book. How a lot of money somebody has, yet how they approached getting that cash. It isn’t that they are wealthier than Gatsby, it is an aftereffect of how they got their money, and the people that they understand that licenses them to live in the east egg. The theme of wealth, as portrayed in the novel of the Great Gatsby, can be seen in today’s world. Considering the American Dream, Gatsby remains very relevant. The sparkling surfaces of Fitzgerald’s composition reflect the sunshine positive thinking of the Dream, mirroring the mental self-portrait of a perfect society wherein ability and difficult work routinely get remunerated. Tolerating Daisy, for example, she’s grown-up as the splendid youngster, and every piece of her decisions rely upon what or who will give her the lavish lifestyle she’s familiar with living. She leaves Gatsby in the buildup when he isn’t adequately costly to manage her, and she successfully comes back to her agreeable lifestyle with Tom paying…
An Examination of ethical and social responsibility Problems faced in Developing Countries by leading western Companies Executive summary In this topic, we are mainly going to embrace the tea industry. Moreover, we are going to look at the key factors affecting the tea industry, how it is of impact to where its’ being cultivated, and how it affects the farmers. Secondly, we are also going to embrace various issues with the means of production of the supply chain in the trend of creation and how it mainly affects different economies globally. Since tea Industry is a primary key concern affecting the global marketing sector, this brings out a significant key aspect that we are also going to embrace on this text, which is the major problems affecting the industry and the significant issues to be adopted to improve its economic performance at the global sector. Introduction Since the tea industry is a significant topic of concern at the global sector, this is because it is a considerable product being sold and being cultivated globally either in small scale or in…
Almarai supply chain management Introduction Almarai is an incorporated company that focuses on the manufacturing and supply of food and beverages. The Saudi-based company is currently the largest incorporated dairy food corporation in the world. The company enjoys an unmatched reputation within the Asian continent. With the company establishing numerous branches in different countries in Asia, it serves a broad market, therefore, becoming the leading food distributor in the world. Challenges encountered in logistics and transportation Just like any other company, Almarai faces several problems in the course of running. Transport and Logistics problems are challenges that a company encounters while trying to try to link the production cites to its target consumers. Logistics problems usually arise during both the distribution and the operational course. The transport problems occur during the transportation of both the raw materials and the end products. One of the logistics problems encountered by Almarai Company is inaccuracy when measuring its logistics of performance. The phenomenon is attributed to its inability to track and trace its consignment. Since the company enjoys a broad market, the process…
easy money policy An easy money policy is a monetary policy that refers to a situation where money supply increases in the economy as a result of lower interest rates. Interest rates decrease in the short run because the central bank of the country may decide to lower the rate of interest paid by the other commercial banks who usually borrow money from it. This leads to a corresponding decrease in the overall interest rates in the market, and investors can borrow more because they will pay lesser interest rates for borrowing, or it is less expensive to borrow funds. This, therefore, leads to increased investments and increased domestic consumption because their demand for goods will generally increase. The interest rates can, however, increase in the long run owing to the liquidity effect. Friedman (1999), outlined that the increased money supply also increases the opportunity cost of holding stocks and cash and will be followed by a temporary fall in the nominal rates of interest, that is, the interest rate before inflation is taken into account becomes lower. Once there…
Textiles & Fabric Manufacturing Textile fiber is one of the primary constituents in today’s’ world. Textile & fabric manufacturing is the exchange of fiber into yarn then yarn into fabric. It is then dyed or published before it is fabricated into clothes. The most natural fibers used to make clothes are; cotton, wool, and silk that produces the most elegant outfits. The primary purpose of textile manufacturing is changing the natural fiber into valuable products that include fabric, apparels, and home textiles through the consumption of exceptional finishing effects The Kenyan market today has upgraded the textile industry into being competitive regionally and globally through undertaking demand-driven textile technology research, development, and innovation. The Kenyan market has also been able to attract an ample figure of external buyers where the statistics can grow much when we increase our competitiveness and diversify our markets. The textile and fabric manufacturing industry has been recognized as a precedent sector by the Kenyan Government. Its eminence in the manufacturing column under the Big 4 Agenda and the Kenya Industrial Transformation Program is a display of its indulgent spot in the government’s thought…
NEW PESA MONEY BOLD CASH Bold cashers are a payment service provider, financial technology, electronic marketing company. It connects everyone courageous in life to change their current experiences. Bold cashers support mpesa, MTN Uganda, Airtel Uganda, and bank visa or master cards. If you subscribe as a member, you will qualify to buy bills at 10% discount. Then you will send money at a 60% discount on the same compensation plan. You will access sending money to all networks cheaply at a reduced cost. This is lifetime compensation unless there are a few changes in the economy. A membership fee of 75000 UGX and 1550 KES, you get access to your referral link, which you can share with your network. The company’s vision is to connect the world through financial technology. The mission is to change the lives of business technology. Bold cash is financial technology. And also, Telecom mobile, Money transfer, Software Developer, and Systems developer for mobile money. It is specialized in money transfer directly to mobile and bank payment. Services connect from wallet to wallet, Bank to…
Double-breasted Cormorants Management at High Bluff Island Introduction Double-breasted cormorants are some of the primary inhabitants of inland waters and seacoasts. They are mostly seen during the daytime, swimming in shallow waters, with only their sinuous necks showing above (Mattingley, 1931). However, they may also be seen resting on pilings or rocks around the shorelines of inland water bodies or seas. Double-breasted cormorants are the most prevalent cormorants in North America. In the United States and Canada, double-breasted cormorants are the only cormorants that appear in large numbers on the coastal areas and in the interiors. This large number of double-breasted cormorants has led to vicious debates on how to control them and bring about ecological balance. This report aims to analyze the social, ecological, and management issues about the ongoing management of a huge population of double-breasted cormorants on High Bluff Island in Presqu’ile Provincial Park on the shore of Lake Ontario. This colony has had a devastating impact on vegetation, and so efforts have been mounted to decrease the size of the population. Cormorant Population, Ecology, and Impacts…