mortgage liabilities Jeffery R. Jones had some mortgage liabilities independently while he and Martha H. jones had joint mortgage liabilities. The mortgage that Jeffery R. Jones had which he held singly was Beachfront Bank, which was a Mortgage Loan-Home that he reported was burnt. The characteristic of the mortgage was it had an interest rate of 5.77% and was 30 years with a 10% down payment. The principal plus interest payment was $2,631.80 while the monthly payment with tax and insurance was $3,031.80. The balance of the mortgage as of 12/31/20X7 was $434,934.12 and as of 12/31/20X8 was $428,273.91. It means that the payment that had been made for the year was $6,660.21. The other mortgage that Jeffery R. Jones had was at Bank Of America. The characteristic of the mortgage was a Mortgage Loan-occupied by Jeff’s mother. The mortgage had a 7% interest rate. The mortgage was a 30 year mortgage with a 20% down payment. The mortgage had a Principal plus interest payment of $581.07 and a monthly payment with tax and insurance of $78.07. As of 12/31/20X7…
The Ultimate Secrets Of WEB DEVELOPMENT Web development is a broad concept, and currently, it plays a very crucial role in helping with web designing. After much discussion and planning, if you have decided to redesign the website, then you know you have signed up for a very long process. Here are some ultimate secrets of web development which might help you: Psychology plays a very crucial role, especially consumer psychology in today’s time is an art, where understanding it has become the need of the hour. Consumer psychology has become the heart of web designing. Human beings are different, yet detailed and specific responses to various things, such as: A: Colours B: Fonts C: Visual Elements D: Shapes E: Imagery The best of web developments guide all the users to go through a different stage of emotions by always keeping the core in mind that it is not aesthetic beauty for self, but it is the ability to influence the user’s action and reactions. It is essential to understand your website thoroughly and the goal of the users. Then…
What are the top advantages of foreign exchange trading? With the advancement in technology, opportunities for the currency or forex traders are only increasing at a rapid pace. Currency or foreign exchange trading takes place in the foreign exchange market, which is a globally de-centralized or over-the-counter marketplace. With conversions of foreign currency in the forex market, traders can become a part of international trading and investments. The currency traders are more or less involved in buying, selling and exchanging currencies in forex trading. Trading currencies enable you to start with low resources and provide you with flexibility in terms of commitment of time. However, if you want to start foreign exchange trading journey on a high note, then you need to conduct research extensively and gain comprehensive information about the drawbacks and benefits of currency trading in the foreign exchange market. Know a bit about currency trade Currency trading takes place in the forex market. The traders are trading official currencies in the world in the forex market. Foreign currency is traded based on an exchange rate, which is…
Hydropower: The New Face of Energy Production The use of water to generate power, known as hydroelectric power, is not a new concept in the world. James Francis engineered the first modern water turbine in 1849, and it was named after him, the Francis turbine. A few decades later, other scientists designed a hydropower plant in the United States along the Fox River (Nunez 1). Currently, hydropower accounts for about 16% of the world’s electricity. Only two states in the United States do not use hydropower. These figures show the growing importance of hydropower plants, and many other countries should follow suit. There is controversy surrounding hydropower plants as several people argue that it has harmful effects on the environment while the rest insist that it offers more benefits to the environment. To provide a better understanding of hydropower plants, we need to analyze both sides of this issue. Therefore, we take an in-depth look at the positives and negatives of using hydropower plants to generate energy. A standard hydropower plant has three components: a power plant that produces electricity,…
influence factor on choice behaviour related to green products The reviewed article emphasized the influence factor on choice behaviour related to green products. The consumption value theory guided the study. The study hence aimed at examining whether there is a significant difference in the consumptions value and choice behaviour of green product. A green product is the one which is considered an environment acceptable (Lin & Huang, 2012). The article supports the argument presented in PA2 assignment. This is because it is addressing the issue of consumer choices and decision, especially while choosing products. The consumer choice of products is usually influenced by disposable incomes, culture, taste and preferences, among other factors. These factors are integrals since they influence the repeat business for the company’s products. The organization are expected to offer products that meet and exceeds customers’ expectations. The satisfied customers they usually spread positive word of word regarding the company. This results in the improvement of the organization performance and productivity in the competitive environment. The choice of organization products is also affected by the demand and supply…
Defining Success People tend to have different success stories in their life. This makes it hard to have a general definition of success. Success has different meanings to various people. What an individual could deem or consider being success could mean a different thing to a different person. Notably, the definition of success is based on an individual’s life goals, values, and dreams. Success is confined to an individual and entails what the person wants to be or wants to achieve in life. Therefore, success could be perceived as the fulfillment of an individual’s desires or dreams that make him feel having an accomplished life. Financial success is a significant form of success for various people. In the modern world, people dream of making large amounts of money as they can. They dream of having enough wealth and financial freedom in a way that they will manage to cater for their living expenses and other luxurious things they find interesting or worth to their life. Therefore, they tend to work hard, invest, and save as much as they can to…
Target Costing Summary of the Young Reader Case (heading 1) The success of Mercedes in target costing manufacturing of their new M-Class sports utility vehicle had six valuable points of focus: Price-led Costing The product price for commodities with a massive number of competitors is an uncontrollable variable. This means that it is near impossible for a company to control the selling price of its product and still maintain a competitive advantage over other producers. To use price-led costing as a strategy for target costing, the manufacturer sets the selling price at about the trending market price, with the profit mark-up included. With the price in mind, the producer then works on the production process to ensure that the product is sold at the market amount, and the company still makes its profit. Mercedes, in the production of M-class SUVs, had a competitive selling price of its new product in consideration when considering the production process and design. Customer Orientation Mercedes Company’s production of the M-class focused on what the customer would desire in an SUV. They considered the quality…
Pathways from Conflict to Peace Introduction Despite decades of long-standing conflict, death as well as tragedy, there has been deliberate move in ignoring, oversimplifying, and excessive focusing on a few aspects. This trend has galvanized rates of conflict in this content. It is undeniable that poor governance, mismanagement, and corruption has thrived, making the states in these nations unbearable. Though approaches to solve these conflicts have been put in place, Nigeria, Somalia, DRC Congo, and Rwanda remain at the forefront where conflict has taken root affecting the entire. Even religious leaders have become part of the groups castigating conflicts in the continent by extremism Causes of conflict in Africa Scholars Meredith, Burgis, and Okeowo, on their argument after having done a thorough investigation on the increasing conflicts in Nigeria, Somalia, DRC Congo, and Rwanda, there have concluded that the scenario in these countries is diverse. According to them, the root causes of conflict, selfish politics, corruption, and extremism. Selfish politics is to blame for the conflicts surrounding the African continent, especially in Nigeria, Somalia, Rwanda, and DRC Congo.…
Impact of Production Choices on the Vision of 7 Stories The production choices made by the creative team affected the vision of 7 stories. The vision gives the play a tone, look, or push factor. It is a unifying factor that is communicated through text, lights, sound, and costume. One of the production choices that was made in 7 stories involved using high-key lighting because it is a comedy. The high level of light and the direction of the source in which the lights appear can express a particular connotation and interpretation of the content of the scene. It affected the vision because it impacted good moods and meanings to the scenes. The creative team involved in producing the 7 stories controlled the visual elements. The props which form a facet of the set design had a specific role grounded on lending meanings to the visuals. Therefore, the set and way it is designed were instrumental in creating a mood, interpreting the visuals, and conveying an aesthetic appeal to the shots. The play is performed on a single, sharply-defined…
historical as well as contemporary rivalries among global powers that have created various polarities 2.0: CHAPTER TWO 2.1: Survey and Review of Literature Chapter Two outlines and analyses historical as well as contemporary rivalries among global powers that have created various polarities. The aim is to find if Mearsheimer’s theory extends to historical data. The literature review will seek to extend Mearsheimer’s claim in chapter three that it should be apparent that unlike what most optimists that countries are more likely to define their greatness in constructive ways through cooperation are wrong. Instead, Mearsheimer asserts that states are more concerned about the balance of power and that powers are more likely to compete against each other[1]. One of the main reasons that Mearsheimer uses is international anarchy as the driving force behind excellent power behavior. However, in the 21st century, China is the most severe threat to the United States. Thus, moving forward, twenty-first-century world politics still use the five assumptions mentioned in Mearsheimer’s discourse as actors of the international system operate in an anarchic order, that powers seek to…