Obamacare The Affordable Care Act (ACA), sometimes known as Obamacare, was enacted in 2010. The ACA aimed at providing affordable health insurance coverage for every American and protecting the consumers from insurance organization tactics which might restrict care or drive up patient costs (Béland, Rocco, & Waddan, 2016). The Obamacare strategy was working to extend health coverage to uninsured Americans and gradually reduce the rise of healthcare costs. One of the benefits of ACA involves more Americans having health insurance. The number of uninsured Americans decreased since Obamacare, as more people have access to affordable, high-quality health insurance. Another benefit is that health insurance has become more affordable for many Americans. Over tens of millions of uninsured Americans can be able to afford health insurance. Obamacare provides tax credits for insurance to the middle class; those income falls below 400% of the poverty line and extends Medicaid of the federal poverty level. Insurance companies have to spend more than 70% of insurance premiums on improvements and medical care. Obamacare also aims to prevent insurance companies from making an unreasonable rate…

Social and economic impacts of the Great Depression on California The 1930s was the period of hard times for California, the nation, and the entire world. This particular situation resulted from the crash of the United States stock market of the United States, initiating the most severe economic depression not only in California but across the western world. This situation was compounded by the prolonged drought in the American Midwest, which destroyed farms and crops. For most millions of individuals and businesses, fear and failure crippled in as prosperity and optimism had been before the economic decline. The great crash meant that owners of the manufacturing plants could no longer sell their goods and therefore laid off the workers. Lack of employment caused the workers to lose their savings and unable to make purchases causing additional businesses to close down. Families fell into poverty, and businesses failed while the response to the ordeal was ineffective and confused. There was the resurgence of nativism, and xenophobia was experienced during the Great Depression. The nativists of California eagerly sought the scapegoats to…

The Murder of Donnah Winger What Investigative Mistakes Did the Detectives Make? While detectives had in their investigations concluded that Roger Harrington, a cab driver, had murdered Donnah Winger, the bloodstain pattern at the crime scene showed that the detective had made several mistakes in their investigations. For instance, Thom Bevel, an expert in crime scene reconstruction and bloodstain analysis, explains that while Mark Winger had seen Harrington kneeling next to Donnah with a hammer he was using to batter her, the vast amount of bloodstains on the wall on the ceiling, furniture, and the southern wall suggested that the Donnah’s killer must have been kneeling in a perpendicular stance. The killer’s arm must have also been moving in a north-south motion, not east-west, as Mark Winger had claimed. Bevel’s view is supported by Schram and Tibetts (2017) who hold that investigators can use blood spatter evidence to determine the direction of blood spatter, the distance from the blood source to the surface where they were deposited, the type of weapons used, and the location of other objects, surfaces, and…

The debate about abortion The debate about abortion often seeks to know whether it is morally right to terminate a pregnancy before the normal childbirth. Opposers of abortion assert that it is always a wrong act, while supporters believe that it is morally right, especially under certain circumstances. Nonetheless, abortion is a particularly painful topic for individuals who may find themselves in a moral dilemma about whether to terminate a pregnancy or not. Based on the moral underpinnings associated with the aspect, the debate is one of the most polarizing issues in the world. To understand the ethical precepts of the abortion debate, it would be prudent to understand the moral status of the fetus as well as the meaning of personhood and human life. Nevertheless, it is also prudent to consider the right and opinion of the gestating mother. The mother has the right to choose the course of her life without necessarily being bound by the moral definitions of personhood and human life. However, the right to make a choice should not supersede the right of the fetus…

What possible legal remedies or alternatives (identify at least two) could Steven consider to avoid litigation due to a possible contract breach with Stellar Health?             Improving people’s health and wellbeing rather than profit making schemes first the Stevens should consider healthy decisions making that tentacles the well being of the society and not to be profit oriented (Miller et al 2012).Profit making is not a bad motive but when given the first priority then one overlooks the health of the people .this kind of mind can lead to legitimization of responsibilities as far as the company welfare is concerned .If Steven thinks in this line ethical impulses will also be transferred to other workers and this will be insensitive to the community members at large (Miller et al 2012).integrating the ethical norms in the pursuit of economic goal achievement rather than adopting an irresponsible behavior of ethics and also profits Steve should ensure that they will at least measure how well it avoids dishonesty and also exploitation in carrying out the successful business of getting the right kind of…

tenants feel like they are not secure since the people might get into their house Introduction In areas of residents, the tenants feel like they are not secure since the people might get into their house .This result from people they are not familiar with getting a field in which they reside, at the same time commit a crime there. Such people are bringing the country backwards instead of living making the citizens stay in harmony. The intruder is against the law that forbids a person from getting into another person relation to land. The intruder here went into extending of injuring Darry and Sharon this means that he had bad intentions (Hargrove, J. L. (1987).The fact remains that he forced himself to enter into the apartment and maybe anybody did not at all invite him; we even see him being interfering with the lock and we finally see him struggling to fight the landlord and a tenant. According to the law to trespass on somebody else’s land without a lawful excuse is an offense itself. The intruder is liable…

Civil and Alternative Dispute Resolution The public and alternative dispute resolution practice is a mechanism developed under the Legal Service Authorities Act 1987. The act provision was an alternative method through which parties would have a proper resolution of their disputes (Brett, 2015). The main objective would be achieving an agreement between the parties involved giving them the power to choose the outcome of their contract. Considering the case of Pete and ATV manufacturers, there are several ways through which the two parties may choose to settle their lawsuit. The alternative dispute resolution act provides different forms of resolutions that the parties may select and follow through. For the case under consideration, they may choose to consider the following alternative ways of Dispute resolution. Forms of alternative dispute resolution Facilitation: The alternative dispute resolution aims at having a neutral third party that assumes the role of working with the parties to resolve. Here Pete and ATV would choose a neutral third party and use them in their resolution of the case. The process entails the use of telecommunication, emails, and…

A comparison of the perspectives of the evolution of technology The evolution of Technology Technological evolution presents a theory of radical transformation of society through the development of technology. Technological upgrades and the development of new products lead to the creation of better things in comparison to what previously existed. Technological advancement takes place at a rapid pace, leading to a large number of people struggling to keep up. With this rapid evolution and the impact that it has on society, anthropologists, sociologists, and other societal figures have come up with different ways for the assessment and understanding of the technological development process. This article reviews the perspectives of three theorists on the development and impact of technology on the society Gerhard Lenski  According to the sociologist, technological progress results in the driving force in civilization evolution.  The growth of technology and civilization closely correlate.  Human progress is viewed in relation to the information they possess. The development of human societies is dependent of=n the knowledge on how to utilize natural resources. Leslie White The anthropologist focuses on technology with…

Moral Criticisms of the Market             Most Christian socialists consider capitalism as corrupt and prefer communism. However, Ken S.Ewert explains that a free market cannot be classified as good or bad since it is just a system that is put in place. The people who operate within the market, however, can make decisions and differentiate what is right from what is wrong. They can understand sin, which makes them responsible for the kind of evil that exists in the economic system put in place, whether it is based on command or free will. I agree with Ewert on his critique. Jesus taught that the poor should be taken care of rather than rebuked or eliminated. This means that regardless of the system that is in place, there shall always be the poor. The church should put most of its efforts into correcting the people who dwell within a particular system rather than focusing on the system, whether it is economic or any other. Once the morality of the people is on the right path, then the system follows suit. He…

Mortgage securitization process Securitization refers to a process by which a group of assets undergoes and become financially engineered and transformed into security. Securitization entails the separation of assets and marking them as collateral when there is the issuance of securities. The value, however, of the transformed security is quoted depending on the market value. The process of securitization entails the following steps; The originator, or rather, the owner of the assets, strikes a deal. For example, a company may need raising its finances or to service another debt; hence they will have to liquidate other assets and use them as securities The collection made are put together in a pool of mortgages and, in turn, will be used as collateral. After the creation of a pool of mortgages, its value is determined, and new security is established after that. This security thereby can be disposed of in the market to other firms, thus generating finances. This process revolves around originators of mortgages and the homeowners, where through the securitization process, lenders acquire money and issue them back to homeowners,…