Research Proposal: The Effects of Financial Crisis of 2007/2008 on US Banking and Insurance Sectors CHAPTER 1: INTRODUCTION 1.0 Introduction Financial crisis, by integrating certain systemic and cyclical causes, is a phenomenon with an immense effect on the global economy, as we see daily circumstances that endanger financial stability around the world economy. The first signs of the onset of the global recession were noticed in 2007. A giant in the financial world of America was faced with a severe problem at a minute’s throw. The condition would again look grim, as Lehman Brothers ‘Bank sent a bankruptcy process soon after the FCD attempts. The presence of other systemic and recurring causes, and any financial turmoil, could be emphasized in many ways, which had been tight even for some time now. 1.1 Background information Leading analysts have called the financial crisis in 2007-2009 the most significant economic turmoil after the Great Depression and the global consequences of the failure of the major corporations, a trillion-dollar decline in consumer wealth, major policy commitments, and a dramatic decrease in economic activity. The…
Impact of Social and Ecological systems on sustainability The three actual dimensions of sustainability in the present-world include the economic, social, and environmental/ecological aspects. No aspect among these outweighs the other in its importance as all have an equal impact on the sustainability of our world resources for future generations. There are some; however, that showcase striking similarities in their ideologies and are the ones that are mostly focused upon in sustainability efforts, as they appear to have the most evident impact in conserving resources. These are the ecological and social systems. Interactions among both social and ecological systems, in a significant way, affect how sustainable a resource will be. While social networks refer to the relationships between individuals, groups, or institutions and consequent interactions fostered by these relationships, ecological systems can get described as the interactions between any organism and its environment (Argos, 2015). Each has nearly as much impact as the other in determining how much of a resource will get depleted within a specific frame of time and how much of it will get left for future generations.…
Finance Bell Abstract Financial management is a vital, and often challenging undertaking for individuals. Many have to struggle with organizing and following up on multiple debts, savings, investments, salaries, and other financial factors. Finance Bell is an application that is intended to bridge this gap and create an enhanced environment for better planning and organization financially. Targeted advertisements on the app will be useful in presenting relevant content for the various users who will be on the platform. Identifying this gap in the market required in-depth research in the finance and personal finance management aspects in daily life. Extensive research leads to better findings, and, in this case, a better and improved idea. It is evident from data that numerous individuals are grappling with financial management issues but receive non-effective assistance from platforms that lack or undermine strategic approaches. Finance Bell brings ease to the process of transaction recording, evaluation, and other financial management processes. The paper presents a detailed breakdown of the approach to the idea and highlights the various elements and their importance to the business startup. …
Environmental studies and Forestry From online sources, provide contemporary examples of environmental activism. Has the initiative or activity of the group or individual been effective? Why or why not? Environmental activism involves groups or individuals coming together to work together in the field of social scientific collaboratively, political or conservation with their primary purpose being to address the concerns of the environment. The collaboration forms a green movement, green living as well as environmental sustainability and has got a common agenda, which is to protect and preserve the environment. These groups and individuals share ideas and ideologies coming up with ways of solving problems that are encountered in the case of the environment. This, therefore, means that environmental activism has different parts that rely on the primary definition considering that it is segmentary, polycentric, and also networked. For segmentary environment activism, it is the one that has got diverse groups with common interest coming together. Polycentric, on the other hand, means that people and groups have got multiple and, most of the time, temporary centers of influence. Environmental activism is…
IMPACT OF FREE TRADE TO DOMESTIC ECONOMY Introduction Free trade occurs when countries remove international barriers on all or certain items and allow the free exchange of products. Free trade is, therefore, a consequence of international trade. A country can access goods and services that it cannot assemble or produce locally through international trade. (Gould, Woodbridge & Ruffin, 2015). Some of these goods and services require constant importation, hence the need for free trade, which makes them affordable to the local industries. “A country can get goods and services efficiently by specializing in activities which the country has a comparative advantage through free trade.”( Gould et al., 2015). Comparative advantage occurs when a person or a country produces something at a lower cost than anyone else providing the same thing. Trade-offs come about when a country increases the cost of a product or service, which is consequently counteracted by reducing the cost of another product or service. A trade-off is essentially a compromise. (Amstel, 2016). In relation to free trade, the U.S. lifts import tariffs for products from another country.…
Clarksville food bank Clarksville food bank was founded 30 years ago. The distribution center serves approximately 9% of the total population of the residents. This amounts to 37,000 individuals every year. The center offers other social services like helping the residents during emergencies and also sustaining themselves. Individuals benefiting from this program receive fresh farm produce, frozen foods, bread, and non-perishable goods for sustainability. Distribution of these goods to the community takes place from Monday to Saturday from morning hours up to noon. Visitation is always limited to a maximum of once a month. The contributing partners of these goods vary from individual donors, restaurants, local businesses to grocery stores. According to the current status of the community program, it is facing several challenges. Some of them include inadequate staff, insufficient trainees who work voluntarily, rodents and pests’ inhabitants, low supply of fresh produce from the suppliers, and repairing old structures and equipment. To counter some of the problems, the organization decided to initiate an enterprise called a clean food initiative. It aims to supply vegetables and fresh fruits to…
Global Economy Class Trade restrictions, also known as trade barriers, are policies made by governments to restrict or lower volumes of international trade. Some of the adverse effects of this are reduced import levels, increased prices for consumers, and significant economic losses. The most common reasons often offered in favor of trade restrictions are to cushion upcoming local industries, called infant industries, protection from dumping, and improve deficits in trade. Many countries impose trade barriers to help new domestic industries develop and become competitive and to discourage businesses from moving out. These barriers increase the costs of operations, increasing the overall price of the products or services, and consumers have no choice but to go for cheaper domestic alternatives of different quality. Trade barriers increase the costs of imports, lowering their demand, which makes up for any trade deficits. Also, trade restrictions prevent other countries from “dumping” cheaper product substitutes that reduce consumption of locally made goods, which harms the domestic industries. If all foreign trade were eliminated from the US, living standards will decrease. Ceasing all trade with other…
GLOBAL ECONOMY Introduction The world bank report in regards to the East Asian miracle stipulated public policies adopted by the high performing Asian economies (HPAEs) between 1965 and 1990. The success of the HPAEs during that period was characterized by the development of policies which guaranteed fast economic growth through equitable distribution of resources. Thus, the success stirs questions on whether developing countries would adopt the policies adopted by the HPAEs to achieve rapid economic growth in the long-term. The East Asian miracle comprises countries such as Hong Kong, the Republic of Korea, Malaysia, Indonesia, Thailand, China, Singapore, and Japan. The governments in the respective nations undertook the responsibility to spur economic development in their countries. Hence, the question on which polices led to the massive economic growth still lingers in economists’ minds. Therefore, the world bank report on the east Asian miracle contributes to the understanding of the success of HPAEs. Growth and equity in East Asia East Asia recorded a remarkable and sustainable economic growth between 1965 and 1990 relative to a miraculous growth in 8 economies such…
How Do Free Apps Make Money in 2020? Are you an inspiring entrepreneur who is on the verge of learning how free apps make money? Then, look no further you are in the right place. Mobile app developments need huge investments. Thus it is crucial to learn ways of capitalizing on the free App, before initiating the development process. Thereafter, comes in the monetization strategies and that way you will be able to make money. WordPress Website Design Company is the best in designing App that will be attractive to the eyes of the consumers. If you are planning to million dollars through your free apps, then I have addressed several strategies that you should go by. In this article, I have shared the 9 nine proven monetization strategies that will work for you in 2020 and the future. Advertising Advertisement is one of the most comfortable and familiar app monetization strategies. It is easier to earn money from advertisement free mobile apps. Over 67% of all the digital advertisements made go towards mobile apps according to the reports by…
Programs funding money in the Planned Parenthood Planned parenthood federation is a non -profit organization that helps in providing reproductive health to lower incomes in the United States. Planned parenthood consists of 159 health services and non -medical that operates to more than six hundred clinics. Programmed parenthood revenue sources include the government, private sector, non-government services, and other revenues. According to the last annual report, a third of its money are from government grants and contracts, estimating to $528 million. Programs funding money in the Planned Parenthood Two programs fund the planned parenthood federation: Medicaid, which is a health plan that targets lower-income citizens., and Title X, a family planning scheme supporting the poor. Title X provides fund for family services that includes contraceptives measures and information on family planning. Some donors fund planned parenthood includes Bill &Melinda Gates Foundation, the Buffett Foundation, the Ford Foundation, the Turner Foundation, and the Cullman’s, including others. Some of these donors avoid funding abortions, while others have supported abortion. CREDO Mobile is a corporate donor funding planned parenthood. How funds are used…