Electronic Banking Electronic Banking is a system of banking that most financial institutions are adopting following its development. Electronic banking involves the transfer of money through an exchange of electronic signals between banks and institutions such as credit unions (Kidwell et al. .2016). The transfer of funds via electronic banking occurs where someone withdraws cash from an Automated Teller Machine or uses a debit card to pay for goods or services. This form of banking uses computer systems which record transactions involving the ownership, transfer of funds and methods of access to these funds. The different electronic banking systems vary in factors such as the size of the system and the organization. The transfer of funds electronically is known as electronic fund transfer which has its origin from any electronic terminal such as a telephone. Electronic banking owes its existence to the Bank of America with the invention of data-processing machines, optical character recognition and use of robots to sort documents coming into place. The need to record the daily transactions of deposits and cash withdrawals, availing account balances…
What Are Some Of The Security Challenges Faced In The Port Of Texas City Maritime Environment? There have been numerous security challenges that have faced and continue to meet the port of city Texas Maritime environment. Different scholars and legislators have come on with their various reports on how the maritime climate in Texas is being affected. The article on THREATS AND CHALLENGES TO MARITIME SECURITY 2020 prepared by the office of naval intelligence and the United States Coasts guard intelligence written in first march 1999 gives a better insight of the security measures that ideally face the maritime environment in Texas. Managing growth of humans is one of the security issues that face the maritime environment in Texas. With the growth of the human population, then the natural resources are exploited. Some of the natural resources are exploited the fishing stocks (Wang & Mileski, 2018). With the growth of the human population, the fishing stock generally reduces, leading to a significant drop. The human consumption will frequently affect the world based on estimations of Agriculture Organization of the United…
A patient whose ECG shows no significant changes The first step entails determining the need for further tests to consider a myocardial infarction or acute coronary infection by analyzing the risk factors. Determining what kind of chest pain is felt is important through assessing whether chest pains are intermediate, atypical, or classical between the possible classifications. Minimal time delay is to be ensured, followed by an ECG, as well as a physical examination. If there arises no emergency yet, a chest radiograph is also necessary. Patients with myocardial infarction depict symptoms such as bradycardia, irregular rhythms, tachycardia, blood pressure, auscultation of rales for left ventricular dysfunction, pulmonary edema, hepatojugular reflex, and jugular venous distention for right-sided dysfunction (Mythili, & Malathi, 2015). Management of the condition involves placing the patient on cardia monitor while using the nasal cannula to supplement oxygen, and treating cardiac chest pain. Depending on the level of acuteness, the ICU might be needed. A patient whose ECG shows no significant changes has their treatment plan that involves early and invasive procedures such as coronary artery bypass grafting,…
People have turned their focus to bitcoins Nowadays, people are looking for ways to make profits quickly, and that’s why they have turned their focus to bitcoins, although some have termed it as a controversial investment. Bitcoin, also known as virtual currency, is unpredictable since there is no stability in its exchanges, and it is not easy to trace. Nevertheless, there have been changes, and the currency has stabilized after a particular period of instability. This helps the investors to make their minds on whether to risk their money into a currency that no longer exists. Volatility Even though there has been a rise in the popularity of bitcoin over the last few years, the market has remained small, which is an indication that minor changes can impact profoundly on its price. There is no doubt that the value of this currency is going to appreciate instead of depreciating in the long run. A significant number of investment brokers are encouraging people to invest in Bitcoin as a medium to long-term investment due to its short-term volatility.…
A financial analysis of technology investments in Japan TECHNOLOGY INVESTMENT IN INDUSTRIES Image Description The image is a description of how technology could raise the impact of the growth of industries. From my study analysis, it shows how the use of technology in the industry could be of significant impact in making the work easier and also how it could raise the profits in terms of profit margin. Explanation If technology was introduced in the industrial sector, it could be of great importance this is because according to my analysis introduction of technology in China has led to the significant enlargement of industries in major industries in China. The reason behind the expansion of commerce is because technology has made work more accessible, this is because they have innovated various machinery that is of great importance in making the job easier and slightly reducing the work of human labor and producing their commodities in lesser time. In comparison to here in Japan, most of the work is out of human labor, and this is the main obstacle that needs…
One of the pillars of personal finance, deserving of consideration in every home, is life insurance One of the pillars of personal finance, deserving of consideration in every home, is life insurance. While facing the reality of our demise is often a difficult task, the well-being of our loved ones after our passing is a crucial matter that cannot be overlooked. Taking a life insurance cover simplifies this decision and reduces uncertainty about the future. Here are a few things you need to know about life insurance If you have loved ones depending on you financially, life insurance is essential. Life becomes difficult on dependents upon your demise. It is vital to address these concerns with your insurance agent. At Keslar Insurance Agency, we analyze each client individually to come up with a policy that meets their concerns. Life Insurance is about financial obligation alone. Life insurance provides the policyholder and their loved ones peace of mind. The demise of the breadwinner weighs heavily on his dependants. Such concerns as school fees, unpaid medical bills, or funeral expenses may be…
A clear and unambiguous definition section Question 1 A clear and unambiguous definition section is not necessary where the word to be defined appears only once in the contract. Also, having clear and unambiguous definitions restricts the interpretation of a contract. Thus, where including a clear definition section will be to the disadvantage of the client, the same should not be included. On the other hand, having an ambiguous definition section or having none at all may have the effect of conferring some rights and obligations upon parties of which they may not be aware. This would, in certain instances, put the client in a better position to negotiate terms and interpret the contract in a way that reduces liability on the part of the client. Also, having an ambiguous definition section may also allow parties to conduct business which would otherwise be impossible where clear definitions are included. (Chapter 7, page 97-103) Question 2 Multiple definitions for a word should not be used in a contract document to avoid instances of various and conflicting interpretations of the terms of…
A government is a system that is mandated to govern a group of organized people A government is a system that is mandated to govern a group of organized people. In the United States, it consists of three arms, which are the judiciary, executive, and legislature. Moreover, the separation of these various arms of government is separated with different responsibilities in an attempt to distribute power and avoid tyranny or emergence of dictatorship and authoritarian government. The U.S constitution is the supreme law that leads everything that is done by the three arms of government, where it is designed to separate powers to maintain democracy in the country. However, these separations of powers have made it challenging to pass critical laws that are influenced by the congress, the federal budget, interest groups, and public opinions. In Washington, the separation of powers that is provided in the constitution has made it hard for the legislature to enact new laws due to the constitutional requirements. The separation of power allows the congress to enact new laws without interferences by the executive and…
When a new drug is being developed, it has to go through several phases of clinical testing before it gets market approval Introduction When a new drug is being developed, it has to go through several phases of clinical testing before it gets market approval. This is a process that may take many years. However, it raises the question whether the experimental drugs may benefit the terminally ill patients who often set their hopes on experimental drugs but may not be able to wait since they might pass away before the drugs are available. Consequently, many terminally and seriously ill patients are often willing to participate in random controlled trials only as a way of getting experimental drugs. There are ways of gaining access to these drugs, including through compassionate use or expanded access programs where the terminally ill patients get the new drugs that are not yet approved for the market. Relevant ethical theories and moral principles In medical research ethics, two strands of thought often exist regarding the decision making process – deontology and utilitarianism (Raus, 2016). In…
WHY MEN STILL MAKE MORE MONEY THAN WOMEN IN THE UNITED STATES Use class sources to explain why men still make more money than women in the United States–the gender pay gap. Make sure to discuss the impact of job segregation, the impact of discrimination, and the impact of having children. In your essay, show me a clear understanding of both sexism and androcentrism. SOURCES (you can choose which sources to use): ″Gender and Biased Perceptions: Scientists Rate Job Applicants″ (Sharp) ″As Women Take Over a Male-Dominated Field, the Pay Drops″ (Miller #2) ″Moms spend even more time on housework when a man’s in the house. Here’s why.″ (Sayer & Pepin) ″The Gender Pay Gap Is Largely Because of Motherhood″ (Miller #3) IN-CLASS FILM: ″Why Women are Paid Less″ IN-CLASS ACTIVITY: The Gender Pay Gap packet Use class sources to explain why men still make more money than women in the United States–the gender pay gap. Make sure to discuss the impact of job segregation, the impact of discrimination, and the impact of having children. In your essay, show me…