What is ELSS Fund? tax saving mutual funds An Equity Linked Saving Scheme or elss mutual funds allows the HUF or an individual a deduction from their total income of about rupees 1.5 lakhs under Section 80C of 1961’s Income Tax Act. Hence, if an investor wants to invest fifty thousand rupees in an Equity Linked Saving Scheme, then this amount will be deducted from their total taxable income. Therefore, this helps in reducing the tax burden. ELSS are also called tax saving mutual funds. ELSS is an investment plan that has a brief lock-in period of 3 years from the date of allotment of the units. Once the lock-in period has expired, the investor can switch or redeem their units. ELSS offers both dividend and growth options. When compared to the standard FDs, investors who opt for ELSS are provided with a higher return in order to beat the inflation effectively and efficiently. Investors also have the option to invest in ELSS via systematic investment plans or SIP. What are SIP or Systematic Investment Plans? SIP or Systematic Investment…

Dividend or Growth Payout: Which is better? To understand which of these two payout options is better, you can refer to this simple example. Think that a friend of yours has asked for your advice on which car he/she should buy, a premium hatchback, or an SUV. What would be your advice? The first thing that you would ask your friend to give them advice is their purpose of buying a car. Some people want to buy an SUV as it is family-friendly and offers long-term service. Some people prefer the premium hatchback as they want convenient transport for regular driving in the city. Just like selecting the car type depends on the needs and requirements, similar selecting mutual fund dividend or growth option depends on your investment needs and requirements. The growth vs dividend plan can be evaluated in simple methods. If you are looking for long-term investments, then you should opt for a growth payout. Here the fund earnings are compounded and accumulated over time that leads to the higher net asset value. Hence, you would be provided…

DQ essay              Enhances an increase in output and productivity levels; workers from a different generation can learn different things from one another, including certain characters and values. Lessening of age discrimination as the older workers will have organizational duties such as training. Besides, it increases satisfaction to the employees as the older workers offer life and job experience that young workers cannot match.  That balance in an organization enhances comfort between employees, and they like working in such an environment. One of the main challenges faced by such organizations is the lack of coordination, where setting coordination between two generations with different experiences and knowledge in the same environment is difficult (Gausepohl 2). Different perspectives in terms of culture as they do not share background, really affect their interaction. Finally, different generations have different working styles, where older ones prefer loyalty, respect, and hard work, while the younger prefer personal growth and in-person meetings. Line managers ensure communication with HR managers who determine the qualification and skills for smooth departmental operations. In case of a vacancy, HR will review job…

Employee  management Yes, individuals are responsible for their own ethical or unethical behaviour. Behavioral ethics depends on the cognitive attitude of the individuals of whether they act according to the organizational code of conduct or not. Other people or bosses influence my ethical behaviour to establish a dignified standard in the organization. Organizational integrity depends on the moral outlook of each of its members. Thus, the influence me to perform ethical behaviour to establish corporate integrity with a dignified perspective to retain brand loyalty. Attributions to strength people’s confidence in their ethical beliefs are as follows: The employees should be informed strictly about the organizational code of ethics as soon as they join the office. They should be convinced about all the ethical practices to strengthen moral belief Annual ethics and diversity training should be provided to all the employees to make them updated about the latest ethical standard of the company An ethics reporting system should be established to authenticate ethical goals Attributions to overcome  unethical practices by bad management are as follows: Employees should be led by using…

blockchain open source A blockchain is a type of data that stores transactions and records (Leible, Schlager, Schubotz & Gipp, 2019). In most cases, the blockchain duplicates data, and this makes it easier for the public to access it. An open-source refers to something that is publicly accessible (Howell, Potgieter & Sadowski, 2019). So, this means that the people can access, modify and share without major restrictions. A good example of open-source software is the one surrounding Bitcoin. For anything to be modified and shared by the public, then it should be stored in blocks. The blockchain is essential since it helps eliminate intermediaries when it comes to transactions. This characteristic has made Bitcoin popular, and many digital currencies are adopting blockchain technology.     References Howell, B., Potgieter, P., & Sadowski, B. (2019). Open-Source or Open-Slather? Governing Blockchain Applications as Common-Pool Resources. SSRN Electronic Journal. doi: 10.2139/ssrn.3427166 Leible, S., Schlager, S., Schubotz, M., & Gipp, B. (2019). A Review on Blockchain Technology and Blockchain Projects Fostering Open Science. Frontiers In Blockchain, 2. doi: 10.3389/fbloc.2019.00016

Hidden curriculum Hidden curriculum implies unofficial or unwritten knowledge, lessons and values that learner gain from the official curriculum. It involves those lessons that were not intended or meant to be in the course. Teachers and educators should be aware of the hidden lessons in a curriculum to ensure that the learners only take what is necessary. Education policymakers argue that hidden lessons are necessary to make the learner complete in their education life. They contain a special part of education that equips learners with unique skills and knowledge that they would need in their future endeavours. Further, they are reported to result in changes in students’ attitudes, values, and beliefs. It is noted that the teacher must be aware of such hidden lessons so that they can communicate them and model learners to pick the positive ones. The hidden curriculum is, therefore, a normal part of learning. An ideal curriculum that is good for education should be gender-inclusive. Education programs should consider girls and not only boys. It should also put equal attention to the disabled and exceptional students.…

negative body image to young girls I entirely agree that Barbie teaches negative body image to young girls. Dolls create a lousy impression of girls on the young ones. First, Barbie is made with extra beauty that is not real, and when kids play with them, they want to be like dolls.  Doll’s body shapes are not realistic, and the children always have the impression that when they grow up, they will have the same shape. After the children have grown up and realized that they are not looking the same as their Barbie, they get disappointed and demoralized. Another problem is that on many occasions when parents select toys, they do not balance them critically (Reynolds, 1998).  All children should have a real diversity if Barbie to play with to encourage a richly imaginative play life. The mistake that most parents do is that they do not provide the children with variety so that they can appreciate the diversity in life. I also think that Barbie’s beauty is not realistic and ideal, which is unhealthy and damages the image…

What Is a Dissertation Writing Company and Its Services A company can be termed as a legal entity comprised of a group of people or organizations that carry out industrial and commercial enterprises. In this case, a dissertation company is a body reliable in helping clients handle their dissertation assignments at some price. There are several dissertation companies in the market, some with genuine reasons and some whose aims are to make profits. Therefore, this makes it hard for students to differentiate between the best companies and the fake ones. However, to get more information concerning the selection of the best dissertation company visits our website. Some of the notable services of a dissertation company are: Help clients handle their dissertation assignments Provide guidelines on how to write dissertation papers Provide revision services to their clients Hire the most suitable and qualified writers who can help in writing students’ assignments Handle all buy requests from clients and assign them to the appropriate writer Guarantee safety of the client’s information and assignment Therefore, a dissertation company is responsible for all activities…

Diversity in Healthcare Topics Owing to the diversity that exists in the contemporary society and all the spheres in the society with healthcare included, there is need to ensure that varied topics that revolve around fostering cohesiveness, diversity, collaboration and sound conflict management is taken into account (Barr & Dowding, 2019). In healthcare, the patients and health practitioners are individuals from different walks of life and such attribute translate to the fact that these individuals have diverse cultural and social aspects that creates a clear-cut distinction between them. Thus, in a presentation, topics such as open communication, the importance of diversity in workplace, inclusivity, teamwork, and effective conflict resolution mechanisms must be highlighted since their significance is immensely unmatched in a workplace environment that revolves around diversity. During such presentations, the teaching strategies that are adopted must align to achieving the outcomes of the topics mentioned above. The teaching method, such as group discussions that entail giving individuals an issue to discuss allows participatory learning among the employees. It ensures that effective recommendations on how to improve such aspects are…

Safety Rules to follow while using a textile weaving machine: A Textile Weaving Machine is used in the processing and fabrication of textiles, fabrics, and other non-woven or woven materials. These machines are used in various processes such as dyeing, warping, weaving, and spinning. Textile equipment is even used for dying, manufacturing, and finishing materials such as thread, yarn, and fiber. They are also used for extrusion of various plastics, synthetic fiber, and non-woven.  A Textile Weaving Machine includes multiple devices like dying presses, conveyors, extruders, padres, dryers, dyers, calenders, fabric cutters, draw frames, and balers. Using heavy machinery such as Textile Weaving Machine can be risky if the user does not follow the required safety rules. Let us look at some of the safety rules that you can follow while operating a textile weaving machine. The user should not start the machine during the time of special operations such as lubrication, maintenance, adjustments, and more. The user should not disconnect the safety and protection devices while operating on the machine. The user should keep their hands at a safe…